You're not alone. Many people face a financial crisis some time in their lives. Your financial situation doesn't have to go from bad to worse. If you are a homeowner why not look to release equity tied up in your home, Why not consider a Debt Consolidation Loan to consolidate all your debts into one monthly repayment?

If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt fastest way possible, then a debt consolidation loan could provide answer.

Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan?

- A secured loan is far easier to obtain than unsecured loans. The added security that this type of loan gives lender means that even those with a less than perfect credit history can get hold of a secured loan with relative ease.

- A secured loan is often offered with more favourable terms than other types of loans. With secured loans it is also far more likely that you will be able to borrow a larger amount of money and pay it back over a longer period of time.