Boating SafetyWritten by Jordan Walt
AIC Insurance Agency advises boaters to take necessary precautions to be safe during summer season, time of year when boat accident claims increase in frequency by 45 percent, according to a recent analysis of claims incidence at Travelers, a leading provider of boat and yacht insurance. “Substantially more people are on water during summer, so that is time boaters should be extra careful to protect their family, friends and watercraft from a loss,” said Jordan Walt of AIC Insurance Agency. “It’s also a good time to review your boat and yacht insurance with an independent agent to be sure you have adequate coverage.” AIC Insurance Agency recommends following boat safety tips: ·Wear a life jacket: 80 percent of drowning victims were not wearing a PFD (Personal Flotation Device) or life jacket. Most states require that children under a certain age wear a life jacket and that every boat be equipped with one life jacket per passenger. ·Take a boating course: Even if your state does not mandate completion of a boating course prior to obtaining your boating license, both you and your passengers will benefit from a formalized course. To learn more about boating safety classes, visit www.cgaux.org/cgauxweb/classes/master.shtml. ·Schedule a vessel safety check: The Coast Guard auxiliary offers free safety checks. For more information, visit www.vesselsafetycheck.org/getvsc or call 1-800-368-5647. ·Equip your boat with an emergency kit and be familiar with how to use each of items. Travelers recommends including following: fire extinguisher, first aid kit, visual distress signal and/or a Coast Guard-approved throw able PFD, such as a life ring or a horseshoe. Organize an emergency plan and make sure that passengers are familiar with it. Remember to test equipment and be knowledgeable of suggested guidelines for usage and replacement.
Andy Griffith Show Family LessonsWritten by T Frady
Although it might seem pretty corny to a lot of folks today, old Andy Griffith Show really did have a lot of common sense family values that we could learn from today.
Take for instance episode "Bailey's Bad Boy" that guest starred Bill Bixby as a spoiled rich teenager who wanted his rich dad to bail him out of jail once he got in trouble in Mayberry. Bixby's character sees perfect example of parenting from Andy when Taylor makes Opie stand on his own two feet and pay for a window he had broken. Too often in real life we bail our kids out of everything. You don't really do your kid a favor when you take away any chance they might have of getting a personal sense of responsibility. No matter how small occurrence if your child breaks something even by accident, take time to explain to child importance of taking responsibility for things we do. I'm not saying you should get angry and act like Incredible Hulk, just explain to kid that if he breaks things or makes a mess he has to clean it up, and then make sure they do.
One of most famous episodes of Andy Griffith was episode entitled "Opie Birdman". Opie accidentally kills a mother bird leaving her baby birds all alone. Andy doesn't sugar coat situation. He doesn't yell and scream like a cat under a rocking chair either. He just simply opens a window and let's Opie hear baby birds crying for their mother, and points out to Opie hard fact that his actions have consequences. Sometimes we shelter our kids from every type of responsibility possible, while at same time allowing them to absorb hours of violence and sex on TV and video games.