Bankruptcy Interest Increases as Deadline ApproachesWritten by Charles Essmeier
Congress recently passed sweeping legislation that will significantly reform American bankruptcy law. Designed to eliminate “convenience bankruptcy” of compulsive gamblers and financially irresponsible, this legislation will make it more difficult for those seeking bankruptcy protection from courts to have their debts relieved.
Under current law, people who have debts that they cannot repay may file under Chapter 7 of Federal bankruptcy code, which allows nearly all debts to be wiped away. The new legislation, which takes effect in October, 2005, will require most people filing for bankruptcy to file under Chapter 13 instead. Chapter 13 requires that a repayment plan be established, usually over a period of five years. Chapter 7 filings will still be an option, but new legislation includes a “means test” that examines filer’s income to determine whether Chapter 7 or Chapter 13 is appropriate.
With new law set to take effect, number of people inquiring about Chapter 7 bankruptcy filing has increased dramatically. Attorneys who specialize in bankruptcy law have reported that their phones are ringing constantly, as people who are in financial trouble are wondering if they should file for bankruptcy
| | Pre Construction CondominiumsWritten by Art McCarty
Pre Construction Condominiums in Florida – Vacation Haven No wonder more than 35 million people visit Orlando, Florida area each year. Blessed with great weather with temperatures ranging from an average high of 82 in July to a low of 60 in January, it’s a welcome respite for millions of people seeking refuge from harsh winter temperatures of north. Along with benefit of comfortable weather year-round, there are a plethora of things to do for kids of all ages. Renting or Purchasing any of Pre Construction Condominiums in Florida gives you opportunity to take advantage of many attractions Central Florida has to offer. Along with well-known Walt Disney World, Sea World and Universal theme parks, many other wonders await you. Pre Construction Condominiums near Disney World place you in vicinity of Kissimmee, Florida where an abundance of Pre Construction Condominiums abound. Families first vacation in Florida list a three bedroom vacation villa with two baths, washer and dryer and kitchen with fridge and microwave available for rent. Other amenities include a pool, fitness room and game room. Many Pre Construction Condominiums in Florida offer fully furnished condos with full kitchens, two or more bathrooms and a community pool and spa. These Florida Pre Construction Condominiums are in Kissimmee area, near Disney. Luxury Pre Construction Condominiums in Florida Thinking you will have to spend a fortune on luxury Pre Construction Condominiums in Orlando area? Low cost family accommodations specials close to Disney are listed at Windsor Palms where you will find luxury two and three bedroom Condominiums in Florida to rent only 5 minutes from Disneyworld and offering discount prices which can be cheaper than a hotel room. Each resort vacation villa comes with two bathrooms and a screened lanai with access to a community pool. Booking lodging reservations in Kissimmee area near Disney in a condo as opposed to a motel/hotel room is a smart choice, especially if kids are accompanying you. Many Pre Construction Condos offer more spacious accommodations, a boon for everyone after a long day of sight-seeing. Pre Construction Condominiums often also provide other distractions for kids. Some provide VCR’s and video games and staying in Pre Construction Condominiums in Florida can also give advantage of other diversions such as a fitness room and game room. Finest Vacation Villas offer Condominiums in Florida to rent directly through owners. Vacations in Florida Condominiums booked through owner has distinct advantages. Usually they are in gated resort communities for added privacy and security. Dealing directly with owner could result in cheap prices and owner may be able to offer you special deals on a resort villa you couldn’t bargain for when working with a company. Don’t be afraid to ask for their lowest price when requesting information. Last minute deals, if available, may also be your ticket to a cheap condo vacation. Searching for time share deals for rent will also turn up deals. Disney Holiday Activities close to Pre Construction Condominiums in Florida Planning on spending Christmas season in Central Florida area? You are in for a real treat! The Orlando area pulls out all stops when it comes to celebrating Christmas season. Booking your reservations for Condominiums in Florida around this time of year will not disappoint you or your family. Disneyworld’s seasonal celebrations include Mickey’s Very Merry Christmas Parade during selected dates at end of November and throughout December. Spending a day at Magic Kingdom during these dates will provide your family with hours of festive party atmosphere. Light displays, caroling and storytelling are featured throughout park. Holidays around World is Epcot’s seasonal celebration which highlights costumes and holiday traditions of various countries around world. Your stay in area Florida Condominiums will also allow you to enjoy Osborne Family Spectacle of Light where millions of lights create a magical spectacle at back lot of cityscape. Mickey’s Jingle Jungle Parade will be certain to delight kids at Disney’s Animal Kingdom. Downtown Disney stages Festivals of Season November 26 through December 24 where shopping, good cheer and a festive atmosphere permeate stores and restaurants.
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