Are you sick of the Financial Insecurity of Fluctuating Seasons and Income?Written by Mandy Nield
Find a stable and secure income that will come year in, year out, no matter what happens on farm. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners and people of all ages.I am a farmer’s wife and have lived through some good and bad seasons on farm. If farming was all about money, then we wouldn’t still be here. Most of us farmers genuinely LOVE lifestyle that farming brings. However, being a ‘city girl’ and marrying a farmer, I struggle with insecurity and irregularity of income. These days, you’d have to be a top financial professional to get it right 100% of time. Some years we seem to have plenty of money and other we’re in debt before we even start paying for seeding expenses (and that doesn’t even include tax due!). Does this sound familiar? Well, I’ve got some great news for you. I have discovered a way that provides a regular income that is not affected by rainfall! My husband and I have been investing in real estate now for a couple of years and have found that even in bad times, we still have that income to fall back on. This brings real ‘peace of mind.’ Trust me, it’s really not as hard or as expensive, as it sounds, and we as farmers have an extra huge benefit that we can take advantage of, and that is – fluctuating seasons and income! (I bet that’s a surprise!)
| | Simple Steps To Improving Your Credit ReportWritten by Www.creditandyou.com
Even if you think you have a wonderful credit report, be wary of error factor. Just as you receive mail with your name and address misspelled, your credit report can have errors as well. Whether it’s human error, out of date information or even mistaken identity, errors occur more easily than we’d all like to think.Under law, both credit reporting agency and organization that provided information to credit reporting agency have responsibilities for correcting inaccurate or incomplete information in your credit report. So, if you find an error on your credit report, be sure to notify credit bureau in writing immediately: 1. Tell CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position. 2. In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State facts and why you are disputing information. Enclosing a copy of your credit report with items in question circled can be helpful. 3. Though you may think your reason for writing is obvious, be sure to request that error be corrected. 4. Send your letter by certified mail, return receipt requested so you can document what credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
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