Are You Beating Up On Yourself About Debt?

Written by Mario Castagno


By Mario Castagno ©2004 All Rights Reserved http://www.fcdebt.com When you hearrepparttar word "debt", whatsrepparttar 112239 first thought or feeling that comes to you? For most people debt is "bad" or it becomesrepparttar 112240 "enemy" and is something that should be avoided likerepparttar 112241 plague. Having debt does not make you a bad person. The more a situation is judged as being bad,repparttar 112242 worse it gets. It's repparttar 112243 judgement that you have around debt, that will keep you feeling "stuck". It'srepparttar 112244 judgement that brings outrepparttar 112245 anxiety,repparttar 112246 fear,repparttar 112247 stress,repparttar 112248 knot inrepparttar 112249 stomach. It'srepparttar 112250 old success principle: what you focus on expands. So what are you focusing on? Getting out of debt is an inside job first! What that means is taking 100% responsibility for your debts and admitting to yourself that you have an obligation, and knowing and believing that you will fulfill that obligation, by paying your creditors as quickly as possible. No one wants to be stressed, or worry about living beyond their means. Most people are very uncomfortable talking aboutrepparttar 112251 subject of money and debt. And sincerepparttar 112252 subject of money management is NOT normally taught in schools, where do we learn about it? From our families, friends, co-workers etc, tv shows. These are people who mean well, and it's been my experience that they are usually passing along information that may be outdated, and no longer relevant forrepparttar 112253 times that we currently live in and may or may not apply to you and your life. It is THEIR opinions and beliefs. Once again it doesn't make it a "good" or "bad" thing. The answer is to find a solution that "works" for you and your particular situation. Keep in mind, that once you decide to become debt free, it will become crystal clear that not everyone thinks that becoming debt free is a good idea. Everyone from your local bank to your grocery store, want you to buy on credit. Realize that "credit" is a tool that can serve you, or NOT serve you. Here are some tips for becoming debt free. 1) Admit that you have debt, and are willing to become debt free. This isrepparttar 112254 most important step and is part of being 100% responsible, and being open to finding a solution.

The POWER of a proven stock investment plan

Written by Charles M. O'Melia


You have permission to this article either electronically or in print as long asrepparttar author bylines are included, with a live link, andrepparttar 112238 article is not changed in any way (typos, ex-cluded). Please provide a courtesy e-mail to charles@thestockopolyplan.com telling whererepparttar 112239 article was published. (Word count 763)

The POWER of a proven stock investment plan.

When you invest inrepparttar 112240 stock market for ever-increasing cash dividend income, verses trying to make a buck inrepparttar 112241 stock market, your mind set will change. There will no longer be a fear of losing money inrepparttar 112242 stock market. Withrepparttar 112243 right type of investment plan and investment choices all worries of losing money inrepparttar 112244 stock market will disappear.

The mind set that will emerge when you adopt a proven income producing investment plan inrepparttar 112245 stock market will create an air of worry-free concern aboutrepparttar 112246 up and down turmoil of a volatile stock market.

Whether your investment portfolio is rising or falling won’t make a difference. Your income producing investment plan will prove to continually increase your cash dividend income from all your stock market investments, on a weekly, monthly and yearly basis.

The use of a proven investment plan will allay all fears about investing inrepparttar 112247 stock market. Why? Becauserepparttar 112248 proven investment plan is based on two very simple and fundamental investment strategies – investing in only those companies that have a historical record of raising their dividend every year, and havingrepparttar 112249 dividends from those companies rolled back into more shares each quarter, until retirement.

By investing in only those companies that raise their dividend every year you will become confident and assured of each stock market investment. And by havingrepparttar 112250 dividends of each company rolled back into more shares each quarter you automatically dollar-cost average intorepparttar 112251 company’s stock throughoutrepparttar 112252 years.

What happens when you invest with this mind set – investing for ever-increasing cash dividend income through companies that raise their dividend every year, rather than trying to make a buck inrepparttar 112253 stock market?

You begin investing in only those companies that have a proven record of rewarding their shareholders every year. Every dividend rolled back intorepparttar 112254 company’s stock every quarter increasesrepparttar 112255 amount of shares owned, and therefore, every dividend fromrepparttar 112256 company will be higher thanrepparttar 112257 previous dividend.

After 10 or 15 years, you’ll find thatrepparttar 112258 cash dividends begin to add up!

The cash dividend income will increase every quarter, no matter whatrepparttar 112259 stock price ofrepparttar 112260 company is at any given time inrepparttar 112261 market place. As a matter of fact, once you have ownedrepparttar 112262 stock for 10 or 15 years, you’ll be torn as to whether you wantrepparttar 112263 stock to go up or to go down, since a lower stock price will allow your dividend reinvestment to purchase more shares, thereby accelerating your cash dividend income.

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