Approaches to InvestingWritten by Ioannis Evangelos Haramis
Here is a small summary of three major approaches to investing:
1. Fundamental Analysis
Truly superior companies exist, are sometimes undervalued by markets, and can be identified by mostly financial research. Earnings and dividends, stock prices and markets can be adequately forecasted. All these can be identified by analysis of their financial statements. Buy where forecasted price is greater than current price by a satisfactory margin.
2. Technical Analysis
Patterns in past price behavior of a security in question and overall market can be used to direct profitable trading strategies. Some technical analysts also refer to a company's fundamentals in combination with its technical indicators.
3. Efficient Market Theory
No possible market-beating investment strategy exists. All information relevant to a stock's long-term price performance, including information not publicly available, is already present in stock price for any given period of observation.
Calculator for Your LoanWritten by Gareth Humes
Whether it's your first or you've already purchased before, buying a new home is a big deal. However, you know that your finances are one of most important things so a calculator can be very helpful. There are computer programs that let you use a mortgage calculator to figure out how much you can afford and what your average mortgage payments would be. If you can fill in your personal information, mortgage calculator will take care of everything else for you in as little as 30 seconds in many cases.
The mortgage calculator is very convenient tool for people in early stages of choosing their mortgage. When you are still deciding what kind of house you want and how much money you will need to get it, mortgage calculator is very helpful. The calculator will let you figure in any money you have saved, any grants or loans, bank fees and more that will be figured into your mortgage. Then it will take all information into account and figure factors for you so that you know where you stand. You will be able to see what time of mortgage payments you will have every month.
So if you are going to use a mortgage calculator to find out information about your qualifications, you should get some information together first. You need to know information like gross income of family and what kind of monthly expenses household has. You should include credit cards, utilities, personal loans and other expenses. This will help calculate what you can afford.