Additives that Improve Lubrication OilsWritten by Thomas Yoon
Mechanical machines need lubrication. No machines can run for long without lubrication of its moving parts. At best, moving parts may wear out faster. At worst, entire machines can seize up and develop cracks. In severe conditions, heat built up can even cause explosions and loss of lives.
So lubrication is no small matter in machine operation.
Lubrication oil can last for a very long time in normal machine operation. By determining properties of lubrication oil, many machine operators will be able to know whether oil can still be used.
Some of important properties to watch for when buying or replacing lubrication oil is as follows:
Viscosity Viscosity Index Pour Point Oxidation Resistance Flash Point, Fire Point Alkalinity Additives
Some of additives that are put into lubrication oil include following:
Anti Oxidant - Amines, Phenols Corrosion Inhibitor Detergent and Dispersant - Ca, Ba, Compounds, Soaps Alkalinity - Ca, Ba Hydroxides Anti Bacterial - Biocides Oiliness or Wetting Agents - fatty oils, chlorinated wax Extreme Pressure Agents - organic compounds of Cl, S, P (for hydraulic, gear oil) Pour Point Depressant - Organic polymers (alkyl naphthalene) (for steering gear, refrigerator) Anti foam - Silicones Viscosity Index Improvers - organic polymers Emulsifying Agent - Polar Compounds (emulsifying but do not lose lubricating property)
Common mistakes motorcycle buyers make when looking for a motorcycle loanWritten by Jay Fran
Whether interest rates are high or low or it's end of a model year with lots of incentives, motorcycle buyers tend to make same mistakes when shopping for a motorcycle loan. Here are four common mistakes motorcycle buyers make with motorcycle loans.
Shopping for a motorcycle before shopping for a motorcycle loan. Many motorcycle buyers enter showroom looking for a motorcycle before they determine how much money a motorcycle lender is willing to loan to them for purchase of a motorcycle. There is no need to shop for a $20,000 Harley Davidson motorcycle, if a lender is only willing to provide a loan amount of $10,000.
Additionally, once motorcycle buyers enter showroom slick salespeople often pressure them into motorcycle loans with much higher internet rates than they could have gotten had they shopped for a motorcycle loan at a bank, credit union or online. Salespeople do not like motorcycle buyers to leave dealership to get a motorcycle loan. In salespersons mind this only increases chance of loosing a sale and commission. Therefore, salespeople frequently try for a quick sale which normally results in pushing motorcycle buyers to get motorcycle financing at dealership.
The bottom-line is that it is always best to shop for a motorcycle loan before entering showroom.
Diving into unknown motorcycle loan. Motorcycle buyers often jump into motorcycle loans that they do not completely understand or may not be best alternative for them. For instance, in today's age manufacturers frequently run credit card motorcycle loan promotions on their private-label credit cards. But these promotions typically offer a low interest rate for a short term like 12 or 24 months and have a much higher interest rate after short promotional term. On a credit card promotion if motorcycle buyers can not afford to pay off loan during short promotion period, then they are typically better taking a slightly higher interest rate on an installment motorcycle loan for a longer term.
Borrowing too much. The most common mistake first time motorcycle buyer makes in not having a clear sense of how much motorcycle they can afford. This is especially true for young motorcycle buyers who look to buy top sport bikes that cost up to $10,000 - $15,000. What they fail to realize is that financing a $10,000 - $15,000 motorcycle can stretch them to thin, resulting in them having little cash to enjoy themselves and motorcycling lifestyle. They may also have too little cash to pay for insurance, maintenance, registration or new accessories for their motorcycle.