I recently honored a woman's 50th birthday by singing a song I will share with you in part because it spoke of a basic truth in life:

Turning, turning, always turning Opening to change Learning, learning, always learning opening to change...

I share this with you because it expresses something that we, as humans need to remember always. Change is only guarantee in life. Our lives are a free-will zone and we can make of them what we want by consciously choosing ato learn and grow from our experience. By opening and accepting changes gracefully, we have opportunity to learn about ourselves, about God and about our place in universal energy grid. Learning is what we are here to do. If we can remember to learn from past, (but not live in past) apply it to present and open ourrselves to changes that will naturally occur, we can remain in a state of grace no matter what circumstances present themselves, good or bad. It sounds easy. In fact it is one of most difficult things we humans face on earth -- opening to change.

If you begin to see you your life as a huge weather map, you will understand that some areas are sunny and clear while there are thunder storms happening in south. What can we learn from watching a weather map? We learn that things are always changing. What is stormy today may be sunny tomorrow. Low pressures do rush in to fill up void when a high pressure system lifts higher, causing changing patterns. Rains come and rains go. Winds bring change and clearing. The sun shines every day, but sometimes clouds hide it. Sometimes fog obscures it. You see, weather always changes in order to NOURISH earth. Could earth sustain our population without water? Of course not. The rain falls. Can earth sustain our population with sunshine? We need warmth of sun in order to replenish energy in our bodies, in body of earth. If you begin to see your life changes as weather patterns passing through an area that needs modification or nourishment, you can breathe easier, knowing that once that area has received what it needs, pattern will change.

When do you buy, sell, hold or jump? (A better question still, what do you buy, when do you sell, how long should you hold, and why would you jump?)

This article will tackle word Jump (to find answer to those other questions, they’ve been answered in some of my other articles). Would Jump mean off a building? Or Jump to another stock market security? The word Jump reminded me of one of my other articles where I stated ‘just because thousands of people on wall street make their living doing ‘technical analysis’ doesn’t mean you have to jump off a building, too’.

Just today, reported by CNBC, a hedge fund has gone bankrupt. Seems manager of fund has skipped country, along with all of money. It’s been reported tens of millions of investor’s dollars are gone (as well as manager).

The Wall Street Journal just had a report stating that retirement plans are facing a new threat: Theft.

Excerpts from Wall Street Journal (March 2, 2005): New York

Retirement Plans are facing a growing threat: Theft

“Susana Longo, compliance officer at Applied Financial Group, an investment-advisory firm in Atlanta, was indicted in January on federal charges of stealing $5.4 million in retirement savings from 220 workers at a car dealer, two medical practices and an audio-visual specialist. She acknowledged spending money on two beach houses, a diamond ring, a 1,600-bottle wine collection and a Porsche 911, according to a lawsuit filed by advisory firm.” (The article also stated this went on for four years.)