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Are you happy with returns you are receiving on your hard earned money? Like most people, you probably want your money to work harder for you.

You will be surprised to learn that you can actually do better, in terms of returns on funds employed and safety, than most fund managers - by using a little known technique called sports arbitrage.

Does arbitrage involve clairvoyance and being able to forsee future? Does it involve complex modeling to predict outcome of a sporting event? No, it is none of these. Arbitrage is soundly rooted in logic of mathematics. You do not have to be a sports expert or rocket scientist to be successful at arbitrage.

Arbitrage is well known in financial markets. Arbitrage transactions are taking place all time in dealing rooms of large institutions. Unfortunately, ordinary investors will never have access to these arbitrage opportunities.

In contrast, arbitrage opportunities in sports betting are accessible to every sports bettor.

With phenomenal growth of online sports betting in recent years, anyone with a computer and internet access can now act on arbitrage opportunities in sports betting markets. Many 'arbs' are of short duration and difficult to act upon unless you are constantly monitoring markets or your email box for 'arbs' alerts! However, there are sufficient numbers of sizeable and stable 'arbs' ( lasting several hours or more) to make this an extremely profitable exercise, without requiring a great deal of time or effort on your part.

A small paradigm shift is all that is needed to appreciate beauty of arbitrage - a 'sure win' situation and profits without involving any risk.

Every one wants quick windfall profits but look at huge risks we often take - knowingly or unknowingly. The sad fact is that many honest, hard working investors have lost enormous amounts of money in stock markets during past few years.

Sports arbitrage is easier and safer than stock markets and more profitable than bonds or bank deposits.

Putting on an arbitrage transaction is a 'no brainer' as compared to doing a trade in stock, commodities or currency markets. After all, how stressful can it be when you have a situation where a profit is assured -regardless of which team or player wins!

Each arbitrage opportunity is unique and profit margin will vary. It is entirely up to you to select those 'arbs' which you wish to put on - simply ignore those that do not meet your profit expectations.

Stewart Richardson, owner of a Michigan store called Retired Figurine Exchange Inc., sold small figurines to eBay collectors, some of them costing thousands of dollars. The heart of eBay's seller-honesty system is "Feedback", which allows buyers and sellers to rate each other. Mr. Richardson earned 6,185 positive feedback points since he started selling on eBay in 1997, with an additional 58 negative and 56 neutral ratings from buyers who bought from him. These scores mean that 98% of sales Mr. Richardson made resulted in satisfied buyers.

Richardson posted large numbers of auctions which concluded early in January, supposedly selling hundreds of figurines from an estate sale. He apparently sold items he didn't possess, listed same item multiple times and even contacted losers in auctions, informing them that winners didn't pay and offering them opportunity to buy. Then on January 17, he left for lunch and hasn't been seen since. Estimates of his stolen money range from $225,000-$400,000. Investigators later discovered that Richardson spent a total of about eight years in prison during late 1950s and 1960s for a number of felonies, most serious of which was assault with intent to commit murder.

Nor is he only high-profile crook. Brian D. Wildman was convicted of wire and mail fraud for selling valuable sports card sets ? but not delivering them as promised. Other sellers were indicted for attempting to sell a fake painting for $135,805. In another case, sellers themselves turned into a vigilante group, seeking justice from a 35 year old man who sold computers and then failed to deliver. The angry buyers apparently broke law in their attempts to retrieve their money back from dishonest seller.

You and I are damaged by these reports. There are many people who are uneasy about internet sales in general, and these kinds of high-profile stories make it tougher for honest people. In truth, eBay claims that fraud includes only .01% of its transactions, but that isn't reassuring to a nervous buyer.

What can we do?