Yesterday I received a phone call from a friend whom I last talked to almost two years ago.

Like other people, I was surprised to hear her voice.

She heard from a mutual friend that I just set up a fitness studio and she wanted to ask me about my new venture and as well as what's going on in my life.

To my surprise again, she told me that she was retrenched from her job 6 months ago. She admitted that she was very sad about layoff. She didn't know what she did wrong in her job that she was retrenched.

You and I know that there is no apparent reason when companies want to lay off people. Sometimes, it's just bad luck.

From way she talked, I could tell that she has become stronger and more mature. She's more open to new ideas and opportunities.

That's not all. She told me another shocking news: her dad passed away 3 months before she was retrenched.

I was like "Oh my God, how could she take it?"

How on earth a young lady could ever take pressure of facing death of her loved one and losing her job within 3 months' time?

What would you do if these happened to you? Give up on life?

"Why do you want to achieve financial freedom?"

I know it's an obvious question. But many of us never think about this question even though you are clear that you want to achieve financial freedom.

As for me, why I want to achieve financial freedom? Because financial freedom gives me power to:

- do what I really love. - get out of rat race. - not to worry about money. - spend more time with my wife and family. - go to gym and work out more often. - have more free time. - live lifestyle I wish. - go on vacation as long as I want. - socialize with friends and relatives. - do charity.

Before you start taking any steps to be financially free, sit down and figure out your own 'why'.

Your 'why' might not be identical to what I have here. But it's fine as long as you have your own list.

When you realize that you are able to do all things that you want to do, isn't life wonderful?

You must know 'why' first and 'how' part becomes easy. Most of us are very busy with our lives but we do not know why we are so busy.