AN OVERVIEW OF BENEFITS (Part II)Written by Jinky C. Mesias
SOCIAL SECURITY BENEFITS FOR FAMILY MEMBERS
Families of Social Security members are also covered by Social Security Benefits. When members retires or became disabled their members also received their share of Social Security Benefits.
For spouse if he or she reaches age of 62 or older receives a monthly benefit. Also for spouse who takes care of memberís child under age of 16 or takes care of a child who receives social security benefits entitles spouse to receive social security benefits. Unmarried children under age 18 or under age 19 who is either a full-time student in elementary or secondary school may also be given social security benefits. And also a child of age 18 or older who is severely disabled is entitled to receive social security benefits.
Each of family members may be able to receive up to 50% of retirement or disability benefit however social security benefits are only limited up to 150% to 180% depending on circumstances faced by family. The benefit given to social security member is not all affected or reduced by amount of benefits given to his or her family. And even benefits given to ex-spouse with whom social security member has been married for at least 10 years would have no effect or whatsoever on benefit given to member and to his or her other family.
GET TO KNOW YOUR MONTHLY SOCIAL SECUIRTY BENEFITSWritten by Jinky C. Mesias
The benefits offered by Social Security are more than just your monthly retirement benefit. In fact monthly benefits are also paid to disabled working members under age of 65. Likewise, retired members aged 62 and older received monthly retirement benefits. Spouses of retired or disabled working members who are ages 62 and older without or with a child who is under 16 years old or a child over age of 16 but disabled are all entitled to monthly benefits.
Even divorced spouse of a retired or a disabled Social Security member who is aged 62 and older and who has been married to Social Security member for at least 10 years or more has also right to receive a monthly benefit. And also, unmarried children of a disabled, retired or deceased Social Security member who is under 18 years old, or under age 19 and a full-time elementary or secondary student is also allowed to receive monthly benefits.
Nonetheless, there are cases wherein a child of a retired, disabled or deceased Social Security member becomes disabled before reaching age of 22. The Social Security ruling for this case gives child privileged or right to receive monthly benefits. Surviving spouse aged 60 or over, disabled or not is also entitled to receive monthly benefits. Likewise, a surviving spouse who is taking care of a disabled child and in which childís age is under 16 and has acquired disability before reaching age of 22 is granted right to receive monthly benefits. And also dependent parents of a deceased Social Security member who are ages 62 and older have right to be given monthly benefits.