7 Ways to Get Back Your Budget in Record TimeWritten by Jill R. Hyland
The price of everything has gone up, requiring people to be more conscientious about money. The problem is that by time mortgage, car, utilities, and credit cards are paid, there is little money to put aside. Saving money is not that hard, just a matter of learning all different options and being creative.
In addition to obvious of putting money into a retirement fund or savings account, there are hundreds of ways to save money. Although some ways of saving may not seem like much, once you add them up at end of year, you will see how substantial savings really are. Keep in mind that saving is more than a single lump sum of money put aside. Saving is something found in your everyday life by way you live and choices you make.
1. Clearance Always head straight for clearance rack where you can find amazing bargains. Sometimes you may have to dig a little to find right item but savings will be well-worth your time. Most clearance racks offer variety, current trends, and great value. For example, Bed, Bath & Beyond has a clearance section where you can find all kinds of wonderful household items for a fraction of original cost.
2. Thrift/Surplus Stores Unfortunately, thrift and surplus stores have been given a bad rap. Many of these stores are filled with hundreds of top quality items. Name brand merchandise is easy to find but just like clearance racks, it takes some time to find. Find a thrift or surplus store close to where you live and then plan spending some time to find those outstanding bargains. One woman in Kansas City, Missouri located such a store about 20 minutes from her home. After shopping through every isle over period of two hours, she walked out of store with eight huge garbage bags filled to brim with designer clothes for her and her children, many with original tags still attached. She even found a couple of Liz Claiborne suits for herself at $5.99 each and a Dooney & Burke purse normally valued at $225 for $19.95. Her children had an entire season of school clothes and best of all, she paid less than $200.
3. Create a Budget Everyone should create a budget. If you are not sure how or just not good with money, many businesses such as H&R Block, offer free financial consulting to help you put a budget together. Knowing where you are spending your money is by far best way to save. In most cases, people have no idea where their money is really going and once they see it on paper, not only are they surprised but eager to change their spending habits.
How to Lower Cholesterol for Children? … New Exclusive Info…Written by Bo Jeune-Fille
"Autopsy studies have revealed that many signs of atherosclerosis including scarring are now found in arterial walls of babies in this country; that by age of ten, half children have coronary arterial lesions; and that 100 percent of them have mild atherosclerosis by age 15."
How this can be? Your Diet during your pregnancy is very important for your unborn child. And if you are breastfeeding… your breast milk can have high fat/hormone content, partially reflecting your diet.
The truth is brutal I must admit, which is even more compelling to face this problem today, before it is too late for them.
Cholesterol Victims… looks like millions of Children are neglected, but in reality… they are not neglected at all. You see toady's Children with High Cholesterol are tomorrows CVD (Cardiovascular Disease) patients for life in most cases, and are facing higher risk of atherosclerosis early in life. Sick children are creating a new business for 'Health Industry' for years to come.
But why? Food Industry created this problem and there is no way out. As Donald Trump is saying: "It is nothing personal… It is business." And for Food Industry it is an easy business to market
junk food to children. In end… we all are victims.
Often high Cholesterol is ignored because there are no visible symptoms. American children are overweight, and often their Cholesterol is high. When I looked under microscope blood simple of 13-year-old boy – it was as thick as car oil.