7 Sure-Fire ways of reducing your home insurance premium

Home security improvement:

All insurance companies will happily offer you a discount for burglar alarms and smoke detectors. Homes with fire and burglar alarms that communicate with a third party monitoring company receive a higher discount on their insurance premiums.

When possible, choose a higher deductible:

To reduce your premium, it is best advised to increase deductible to extent you can afford. Your home insurance premium will fall by as much as 20% if you increase deductible from $200 to $1000.

Multiple insurance – Same provider:

If you consolidate your home insurance and auto insurance with one insurance company, expect a premium reduction between 10 – 15%. This also means you are making one payment for all your insurance needs. Consolidate and win.

Discount for non-smokers:

It’s easy to be successful if you remember ART of marketing:

A - Ask what your customers want

R - Review your strengths and interests

T - Tailor your product to capitalize on both

In this article, we'll take a look at what your customers want - to ensure that your product is one that will love, and purchase.

1 - What do you want to know?

In a nutshell, everything! Start learning what your customers want and need by asking questions like these:

• What’s biggest problem that you encounter in your business (life, family, etc.) on a daily basis?

• What one thing, if you could change it, would make biggest difference in your business (life, family, etc.)?

• What do you need to learn in order to do your job (increase balance in your life, etc.) better?

• Are there any books or publications that you’ve found particularly helpful?

• Of following topics, which most interest you? (List 10-12 topics you think might be of interest to your audience; ask them to choose their top three, and then add in any topic they’d like that you didn’t list)

And my two favorite questions: