3 Important Moving Insurance TipsWritten by Ispas Marin
Because of many problems that can occur when you hire a moving company to transport your goods, moving companies are required some basic insurance of your goods. Even with this basic insurance, purchasing additional coverage might be needed.There are two common forms of additional insurance: replace value coverage and basic liability which means actual cash value or declared value protection.First Tip : As a percent, chance to fill a claim after a move is one in three, keep that in mind even if it's for small amounts. The standard for basic liability insurance is about $.30 to $.60 per pound per item so if an item weights 50 pounds mover's liability is $30 on that item.If you choose declared value protection you can decide your items value and mover is liable for that value. In case your items are stolen, you and moving company will rely on sum value that you stated in moving agreement. If you choose replacement value coverage mover is liable if your item is stolen or it breaks, and that's that. As an example, if your item is stolen, with replacement value coverage you receive a brand new one, with actual cash value coverage you get cash value of your 5 year old item.
| | How To Wear Contact Lenses In The Allergy SeasonWritten by Peter Smithson
The allergy seasons are a real challenge, especially if you wear contact lenses. A chronic allergy to mold, pet dander or other environmental allergens can create a year-round dilemma. No matter what cause, seasonal allergies make your eyes hypersensitive and irritated. Ordinary soft contact lenses often make them feel even worse. There's a lot you can do to reduce misery of allergy season. Keep your contacts as clean as you can whether you have to use lubricating drops to rinse your eyes out regularly. Remove your contacts and clean them in a solution throughout day, if they are not 'one-per-day' type lenses. Allergy induced conjunctivitis, a condition that causes painful swelling and redness of eyes, can make wearing your contacts a real pain. If this becomes a real issue, it's best to consult your optometrist. Disposable lenses allow you a more comfortable lens that you can trash at end of day. You'll have no more worries about making sure all dust and pollen has been removed or cleansed. Other ways to get relief are simple. During allergy season, contact lens wearers should close windows in their cars and houses and use air conditioner. Air conditioner filters often remove most of annoying pollens and dust from air. Avoid doing a lot of lawn work or outdoor activities in mornings and early afternoon, because pollens are usually at their highest levels at that time.
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