Your Portfolio and “Old Ironsides”Written by Kemberly Wardlaw
Continued from page 1 A second point to remember, just like ship, your portfolio may require maintenance from time to time. Positions may weaken and require your attention. Other positions may grow to a point where profit taking is in order. As with strong currents of seas, market will take its direction and you must adapt to it. Finally, you should consider periodic reviews (i.e. monthly, quarterly, annually) vital to your portfolio. Even USS Constitution has an annual appointment, with America, where she makes her “Turn-Around” trip. This allows her to weather evenly while at dock during year and to keep her on active commission. Onlookers, meanwhile, have opportunity to view all sides of ship. You, too, should be familiar with all areas of your portfolio. This Fourth of July, when you reflect upon our independence, remember to schedule a visit with your savings.

Wardlaw's belief is that familiar life elements best illustrate practical investment strategies; not typical investment jargon. With that philosophy, the author assists financial planners/advisors, brokerage firms, periodicals, and other investment information syndicates create informative and entertaining articles. For comments and questions, please contact the author at tools2invest@yahoo.com or visit www.tools2invest.com
| | Applying for credit cards onlineWritten by Neil Brown
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A credit card can be applied for online with great ease, particularly if appropriate information is to hand. You will need details of your address for last three years and any existing borrowing commitments. Also, details of your employee and current salary are usually required. Once, all relevant details have been entered bank will usually give an indication of their decision with minutes. The decision will either be an acceptance, referral or rejection. However, do not get carried away making multiple online applications as this can have an adverse effect on your credit rating. Do not fall into trap of thinking that if you make many applications at least one will be accepted. All you will be doing is making it more difficult to get an application successfully processed. All in all, there can be little doubt that process of choosing best credit cards and having an application accepted has been greatly improved with advent of Internet. Make use of many comparison engines to identify best credit card offer for you. Then use online application process to complete application.

Neil Brown writes for many financial websites including credit cards and personal loans.
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