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Rather than calling a specialist in bad credit loans, why not try a reputable mortgage broker first? A good broker will be able to assess your case and will know which lender might be sympathetic to your circumstances. A lot of it will depend on how bad your credit history is and what
loan to value is on your mortgage.
However, you may be surprised to find that rather than being placed on a bad credit mortgage loan with a high interest rate, you may be offered a standard loan at
same rate as any other borrower.
If you’ve had problems in
past and have been paying a high rate for several years now, your recent track record might be enough to render you eligible for a standard loan. In other words, you may be able to switch to one of
best mortgage deals on
market.

Anthony Harrison is Managing Director of Capital Mortgage Solutions. They are a specialised UK mortgage broker who help people with credit problems obtain mortgages when they may have been refused elsewhere.
Visit them at www.capitalmortgagesolutions.co.uk