One way to make sure that you are not entering credit card information into wrong place is to avoid entering your number into websites that you get to through links in emails. If you ever get an email from a website that requires your credit card number, and it is a site that you have purchased from in past, then you should go to URL manually by typing it into address bar in your internet browser. That way, you won’t be tricked into giving your number to people trying to commit credit card fraud by websites using host masks.

You should also check your credit report as often as you can. That way, if there are any unusual charges on your card, or evidence of credit card fraud, you’ll know right away. The first thing you should do if you notice irregular charges is to call your credit card company and report stolen credit card. Remember, if you call in right away, you will not be held responsible for charges on your card.

The best way to keep yourself from falling victim to credit card fraud is to stay aware of what your credit card is being used for.

Luckily, there are a few different things that you can do in order to avoid bankruptcy. One thing that is used by many people every day is debt consolidation. Essentially, debt consolidation allows you to contact all of your creditors and ask them to make your monthly payments and interest rates easier to deal with. The reason that this works is that your creditors would much rather alleviate part of your debt and get most of money they are owed.

Consolidating and paying your debts is also good for your credit rating. Instead of hurting it, paying off your debts will actually help your credit rating, since every time you pay your debts, it improves. Therefore, debt consolidation and other payment strategies are very preferable to declaring bankruptcy.