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You will make commission from affiliate programs, but don't simply paste banners on your site - you need to include these products (whether it be cameras, software, courses, books, magazine subscriptions etc.) in context of your site. Do editorials on various products and services - that way people will already be interested in product before they click on links.
Yes, you will likely spend some money promoting your site, but you can certainly do it on a budget. There are numerous free ways to promote your site. Just think of money you save in gas, postage, paper and time by having an online business. The time alone is worth it!
Alice Seba is the creator of http://www.internetbasedmoms.com, the online home-based resource center for work at home moms. Receive great tips on building your Internet Business right into your email inbox by subscribing to her newsletter.