Women, Retirement and Social Security

Written by Doris Dobkins

Continued from page 1

3. Whenever you take a job, always ask about their pension plan. Find out how long until you are eligible, vesting requirements, willrepparttar employer contribute to and/or match your funds and if so, at what percentage rate?

4. Beware of taking Social Security early. Currently,repparttar 131147 retirement age for full benefits is 65, andrepparttar 131148 earliest age at which one is eligible for benefits is 62. If you take your retirement benefits early,repparttar 131149 result is reduced benefits by as much as 30 percent for as long as you live. The eligibility age for full Social Security benefits has been revised from 65 to 67 years of age, to be phased in byrepparttar 131150 year 2022.

Here are a few resources on Women and Social Security. Some sites represent different viewpoints. It is good to be aware ofrepparttar 131151 different opinions and to realize thatrepparttar 131152 more you can save for your own retirement,repparttar 131153 better off you will be regardless of what happens withrepparttar 131154 Social Security System.

Interesting Links:

The Social Security Administration: To read about available programs and to order a statement of your estimated future benefits, call (800) 772-1213 or check out their web site at http://www.ssa.gov

Take a Social Security Quiz: http://www.women4socialsecurity.org/quiz.htm

Women's Social Security Issues: http://www.womensissues.about.com/newsissues/womensissues/library/weekly/aa0 42000a.htm

Social Security Privatization Article: http://www.socialsecurity.org/women.html

More Social Security Issues: http://www.cpr4womenandfamilies.org/ss2000.html

Doris Dobkins, Money Saving Expert Author of "Financial Freedom A-Z Home Study Course" and publisher of the free weekly ezine $mart Money New$ To subscribe, send an email by clicking on this link -> mailto:join-smart_money_news@nova.sparklist.com or sign up at her web site: http://www.creativefinances.com

Discover THE Most Important Element of Your Web Site

Written by Karon Thackston

Continued from page 1

INCREASES CHANCES OF GOOD SEARCH ENGINE POSITIONING Robin Nobles, ofrepparttar Academy of Web Specialists (www.academywebspecialists.com), recently wrote an article discussing doorway pages. In it Robin maderepparttar 131145 following comment, 'Since every page is essentially a doorway into your site anyway, concentrate on building content. Now you're giving repparttar 131146 engines just what they want to see these days: content'.

Unfortunately, many Web designers and do-it-yourselfers are not aware ofrepparttar 131147 importance of copy inrepparttar 131148 overall workings of search engines. Without solid content it is almost impossible to get positioned well by search engines. The copy onrepparttar 131149 site must be a delicate balance of repeated keywords and promotional information in order to make sense torepparttar 131150 reader and meet engine criteria. The more times your keywords are presented withinrepparttar 131151 copy,repparttar 131152 greater your chance to receive a position inrepparttar 131153 coveted Top 20. However, overload your copy with keywords and key phrases and you'll find yourself labeled as a spammer and be banned fromrepparttar 131154 engine - permanently!

There are also other factors involved with copy and engine position. The site title and site description must be just as delicately created asrepparttar 131155 body copy in order to obtain high rankings.

Considering these three facts brings a whole new light torepparttar 131156 importance of excellent, well created Web site copy. Before you decide on colors or graphics or photos or design, stop and give due thought torepparttar 131157 copy first. It will pay off inrepparttar 131158 long run!

Karon is Owner and President of KT & Associates who offers targeted copywriting, copy editing & ghostwriting services. Subscribe to KT & Associates' Ezine "Business Essentials" at BusinessEssentials-subscribe@topica.com or visit her site at http://www.ktamarketing.com

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