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What about buying a new house or car? If you don’t have a budget, you won’t know how much you can pay for a house or a car payment. Make that mistake and you’ll get a visit from
repo man or you’ll find yourself in foreclosure. Your budget gives you
freedom to make an informed decision.
How about saving for retirement? Unfortunately most of us don’t consider retirement savings until we’re into our forties or even fifties. Imagine if only we’d been smarter, had a budget, and started contributing toward our retirement when we were 10, 20, or 30 years younger?
Having a budget doesn’t limit you. It gives you
freedom to make informed financial decisions, allows you to use your money more wisely, and achieve your financial goals more quickly and easily.
Copyright 2005, http://www.yourfreecreditreportnow.com

James is editor of "TO YOUR CREDIT", a free weekly newsletter with tips to help you manage your personal finances. Subscribe today and receive his e-book “IDENTITY THEFT- How To Avoid Becoming the Next Victim!” and other bonuses by visiting http://www.yourfreecreditreportnow.com