After that point real fun begins. Around 2010 number retirees will begin to climb drastically. Those entering retirement will start to withdraw their retirement funds from stock market. As more and more individuals withdraw from market, Dow Jones will begin to drop. If a panic sets in, then we could see a drop in stock market unlike anything we have seen before. Things will really get crazy around 2016 as first of baby boomer generation is required by law to withdraw funds from their retirement accounts.

How is bottom falling out market going to help you make money on stock market? You will need to learn how to make money in a bad economy using techniques such as Short-selling and Put options. Did you know that more millionaires per capita were created during 1930’s then in any other time in history? It is possible to make a lot of money in a bad economy.

In summary, here are some very general tips to make money on stock market over coming decade: ·Buy stocks during years 2005-2009. Most blue chip stocks will increase in value. ·Buy Call Options. Large moves in a short period of time could lead to large profits ·Stocks to invest in include health, health services, retirement properties, and travel companies along with other things that cater to retirees. ·Be prepared for change in market direction around 2010-2012. Straddling (buying long and short) could be a good practice during this time. ·Short-sell and buy Put Options when market begins to fall around 2012-2015

We recommend you consult a financial advisor before taking any of these actions and always invest in your education. Good luck!

You can get a student loan even if you are aged between 50 to 54 years. However, in this case you will have to confirm that you plan to work after completion of your course. Usually student loans are designed to take care of costs of living, which includes costs made on accommodation, food, clothes, and travel. Just 25% of loan is evaluated on basis of your income.

For detailed information about amount of student loan and legal procedure, get in touch with local student loan award authority. This authority will manage initial part of your student loan application. You will be tested with respect to your means and eligibility to justify your qualification for student loan. You can also submit your application online with a reliable lending firm.

Against loan, you are to pay a monthly interest that is based on rate of inflation calculated daily from start date of your student loan. You start repaying after finishing course and after you reach income level of over £10,000 a year.

However easy procedure of getting a loan is, remember that you have to repay them. It is better to plan for repayments while you are applying for student loans. This increases your credit rating as well as relieves you of severe financial tension in future.