Why Does Health Insurance Cost So Much?Written by Michael Ertel
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Most of us, myself included, make lifestyle choices everyday that eventually increase our demand for healthcare. We are never going to be able to totally eliminate all lifestyle related healthcare costs. However, improved lifestyle choices would cause a dramatic reduction in demand. This would then result in a similar reduction in dollars spent on healthcare. Lower demand for healthcare would result in lower health insurance costs, increased productivity, and reduced absenteeism. If your organization has not done so already, your organizational leaders need to seriously consider benefits of health promotion and disease prevention programs. Your return on investment will most likely be as high as 2:1 in first year.
Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.
| | Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle ChoicesWritten by Michael Ertel
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formula include more energy, self confidence, less stress, and increased productivity. If you are not doing so already, I encourage you to consider practical ways to promote a healthy lifestyle for you and your family. For example, one of individual health insurance companies my organization works with has an option that will offset 25% of annual cost of a health club membership. Simple things such as taking a walk, bike ride, or going swimming promote both a healthy body and mind. If you have a sweet tooth, consider limiting yourself to eating desert once a week. You will enjoy it more and your body will thank you.Health insurance premiums will continue to increase as long as cost of healthcare continues to go up. The best way to reduce overall cost of healthcare is to decrease our need for healthcare. Healthy lifestyle choices and prudent use of healthcare system are best and easiest ways to get a handle on our healthcare expenditures. Perhaps greatest benefit of a healthy lifestyle is our ability to enjoy our precious time here on earth to fullest.
Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.
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