So what can you do? The only sure solution, or at least only solution that would at least provide an affirmative defense against fines, fees, and lawsuits you could incur as an employer, is to offer some sort of Identity Theft protection as a benefit to your employees.

As an employer, you can choose whether or not to pay for this added benefit. However, most important thing you can do is to make protection available, and have a mandatory employee meeting, similar to what you probably already do for health insurance, to help employees understand Identity Theft and protection that you are making available to them. When you make protection available, and when your employees have been educated on dangers of Identity Theft, they can either elect to have identity theft coverage as a benefit, or they can decline coverage as a benefit.

If employee has Identity Theft coverage and becomes a victim, it is beneficial to your business, because an employee with Identity Theft coverage will spend less time, less money, and will experience less frustration while trying to have their information restored. This will get them back on job and focused on work more quickly.

If employee declines coverage, and later claims that information was stolen as a result of you or your company’s actions, you have a piece of paper, with their signature, saying that they attended presentation and declined coverage.

Choosing to not make Identity Theft coverage available leaves you exposed to an unlimited dollar amount that you can be sued for under civil liability, federal fines of up to $2,500.00 per employee per incident, and state fines of up to $1,000.00 per employee per incident.

Recommended course of action? Have a benefits consultant who offers an Identity Theft protection plan present to your employees. Help them set up a 20 minute presentation with your employees, and make it mandatory that all employees attend. You want your employees to be protected from this awful crime. If they choose not to be, but you’ve given option of being protected, then liability becomes theirs, not yours, when they become a victim of identity theft.

Jonathan Kraft is a benefits consultant who specializes in educating people about how they can get affordable access to legal system. Because of his work in field of electronic Identity Theft, he has come to be known as Colorado’s Foremost Expert on Computer Related Identity Theft. To schedule a time for Mr. Kraft to present Identity Theft and Legal Service protection to your employees, please contact him at (877) 825-7119. You can also find out more on web at www.strive4impact.com/group

How You Sound

Put special attention to your choice words, tone of voice, speed of speech and thought organization process. These usually matter more than content of your speech. An articulately delivered speech will help you be branded as knowledgeable, confident and competent. Remember, how you sound comprises 90% of your credibility.

Take note of these common mistakes: couching statements as questions; using preambles; explaining; asking permission; apologizing; using minimizing words; using qualifiers; not answering question; talking too fast; inability to speak language of your business; using nonwords; using touchy-feely language; sandwich-effect; speaking softly; speaking at a higher-than-natural pitch; trailing voice mails; failing to pause or reflect before responding.

How You Look

There is this common notion that “the best and brightest are rewarded with promotions and choice assignments.” This is entirely wrong. Those who are competent enough, sound and look good are ones who move forward in their careers. Statistically, research shows that 55% of your credibility comes from how you look; 38% from how you sound; and, only 7% from what you actually say.

Carry yourself properly by avoiding these mistakes: smiling inappropriately; taking up too little space; using gestures inconsistent with your message; being over- or underanimated; tilting your head; wearing inappropriate makeup; wearing wrong hairstyle; dressing inappropriately; sitting on your foot; grooming in public; sitting in meetings with your hands under table; wearing your reading glasses around your neck; accessorizing too much; and, failing to maintain eye contact;

How You Respond It is important to know how to respond to ways others treat you. And some of common pitfalls women do as a response to a certain gesture are as follows:

Internalizing messages; believing others know more than you; taking notes, getting coffee, and making copies; tolerating inappropriate behavior; exhibiting too much patience; accepting dead-end assignments; putting needs of others before your own; denying your power; allowing yourself to be scapegoat; accepting fait accompli (irreversible or predetermined decisions); permitting others' mistakes to inconvenience you; being last to speak; playing gender card; tolerating sexual harassment; and, crying.

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