It's more flexible…

Since you have already paid taxes up front, there are no minimum distribution requirements and since withdrawals are not reportable income, they won't affect your adjusted gross income during retirement.

There are special techniques and strategies in creating and managing ANY IRA that create some huge benefits for right person under right circumstances.

If you've ever been successful investing in things other than stocks and bonds, you've probably wished that these investments could be included in your IRA, 401(k) or other tax-deferred retirement plans.

Amazingly to most people it's possible to have retirement dollars in vehicles such as:

Real Estate Limited Liability Corporations, Private Stock Offerings, Trust Deeds, Mortgage Notes, Leases and Lease Options, Joint Ventures, U.S. Treasury Gold and Silver Coins, Gold Bullion and many others.

While some investors are privy to information above, most people are just clueless to fact that they have a lot more avenues for investing than what their Wall Street Journal tells them.

If you are interested in exploring what your financial advisor knows that you don’t, including where they put THEIR money for strategic returns and investments, you can check out my free site on IRAs at http://www.irainfo4u.com.

More information about these strategies are also presented in my new book, "Scientific Wealth Strategies

C.C. Collins is a Wealth Building Advisor and Author of “Scientific Wealth Strategies” at http://wealthscientist.com Find more information at http://www.irainfo4u.com

Another trick scammer’s use is to set up a “counseling” agency. They may contact you offering to do certain services for a given fee. Often times these are thing you can do yourself for free. It is important to note that most services are legitimate and will provide lots of great help.

So what do you do if you suspect you are being duped? The most important things is don’t sign any documents unless you fully understand what you are signing. If party you are dealing with makes any sort of promises make sure they are in writing. If you arrange a contract of sale loan assumption make sure you know weather or not you are released from liability of debt. Consult with your attorney before agreeing to any deal that involved your home. Should you decide to sell your home to stop foreclosure, have a look at any possible complaints pertaing to prospective buyer.