When in Doubt California home sellers should make a complete disclosureWritten by Phyllis Harb
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Based on results of buyer’s inspections and investigations, buyers have contractual right to request, within stipulated time frame, that you, as seller, agree to correct certain deficiencies. As seller, you may agree or refuse to repair these items. Depending on severity of defects, buyer’s request is often successfully negotiated by agents involved. The Termite Inspection The structural pest control (termite) inspection is conducted by a state licensed inspector. In addition to actual termite damage, report will indicate any type of wood destroying organisms that may be present, including fungi (sometimes called "dry rot"), which generally results from excessive moisture. Typically seller pays for work that deals with current infestation (Section I). If desired, buyer typically pays for work considered to be preventative (Section II). Customarily, section I termite clearance is provided by seller prior to close of escrow and property will be certified to be free of active infestation.

Phyllis Harb, a California native is a Realtor/Marketing Specialist at RE/Max Tri City in La Canada, California. RE/MAX Tri-City offers additional offices in La Crescenta, Glendale, Los Feliz and Pasadena. Harb has been assisting Los Angeles County home sellers and buyers since 1989 and additionally offers over 10 years experience in real estate lending. Harb has an award winning web site @ www.RealtorHarb.com & may also be contacted at 818 790-7325.
| | How to find a mortgage with bad creditWritten by N Hynes
Continued from page 1 do that you may have to invest some time shopping around and completing as many application forms as feasible. As luck would have it you could complete most of your research on internet which will save time and achieve results quickly. Be sure to check out your credit history report before applying to ensure it's correct as it may affect your ability to find best interest rate. Close to 50% of credit bureau reports contain inaccuracies.The interest charges on home loans in general can cost householder nearly TWO TIMES cost of house over term of mortgage. Therefore, it's very important to shop around for best rates. To get a quotation for online lenders, all that is required, is to complete a simple one page application and you will receive offers within minutes.

Mortgage Loan Reviews Find the best mortgage loan reviews and information online. (c) Noel Hynes, 2005. Reprint rights granted to copy and publish this article so long as the article and by-line are reprinted intact.
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