When You Need Extra Cash, Ebay Fits The Bill

Written by Barbara Gibson


Continued from page 1

The next thing to look at is who is offeringrepparttar same items that you are. Searching for items brings up a listing, and this allows you to see what type of descriptions and advertisements getrepparttar 145504 bids, and which ones do not work. This will allow you to make sure that your descriptions are written to makerepparttar 145505 most ofrepparttar 145506 space available.

Looking into how many people are offering items similar to yours also helps when deciding how to market your items. Consideration needs to be made to starting bid range, how muchrepparttar 145507 winning bids were, and howrepparttar 145508 items were offered. Looking into these things allows you to price your items low enough to get bids, but still high enough to prevent losing money.

Barbara Gibson publishes monthly for http://CreditUnionRate.com The Leading Credit Union Directory Search, Find, Join.


What is a Self-Employed Mortgage?

Written by John Mussi


Continued from page 1

Being self-employed , and not having a regular or provable income needn't prevent you from gettingrepparttar mortgage that you need, there are specialist lenders inrepparttar 145503 market who offer mortgages for these circumstances.

There are lenders that will offer you a mortgage on basis that you self certify your income, nevertheless, you'd still need to have a sizeable deposit to put down to lessenrepparttar 145504 lenders risk. For this deposit of 15-20%repparttar 145505 lenders do not check employment records or ask for your accountant to clarify your earnings.

Mortgage lenders will want to see three years audited accounts from a certified accountant before they consider a mortgage forrepparttar 145506 self-employed. If you do not have three years accounts you may be able to get a self-certification mortgage by declaring your income. You have to provide a certificate from your accountant for your last few years' mortgage statements.

Some specialist mortgage lenders have targetedrepparttar 145507 self-employment mortgage market by providing some solutions that offer a more flexible approach to matchrepparttar 145508 working pattern of someone who is self-employed. This means that they accept that when you are self-employed you may enjoy periods of high income but you may also suffer from periods of low income. Your mortgage should reflect that, enabling you to overpay and underpay when you need.

Those with a reasonable amount of deposit but unable to show their true earnings would suit this type of mortgage.

You may freely reprint this article providedrepparttar 145509 author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.


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