Property taxes are by far largest source of revenue for many municipalities. However, business taxes are also important so a town with a healthy economic base can offset property taxes with increased revenue from local businesses.

Don't agree with your tax assessment? Take it up with your county tax assessor's office or perhaps a state office. Sometimes overall changes in state laws can lead to rapid increases or decreases in amount of property taxes that are assessed.

Recent local government expansion or population growth can lead to a need for revenue Check for recent municipal developments such as new roads, new schools or new government offices. All of these are signals that your county will probably need more cash to maintain their operating expenses.

Comparison shop for loans and rates Comparison shopping is another way to get access to great mortgage rates. Today, you can compare your local bank, against a credit union, and against a national mortgage company.

Just go online, search for a few lenders and you can easily find all of information you need to get a preliminary quote from them. There are also many sites out there where can enter your zip code and get a snapshot of mortgage rates being offered in your area.

If first deal is not comfortable for your budget get a few more quotes Real Estate is a very fluid industry, so don’t be tempted to accept first deal that you see. Also, keep in mind that mortgage rate is not only factor that will affect how much money you pay out over life of loan. You should also pay attention points, origination fees and other broker fees that will be due at closing.

You can also qualify for a much lower mortgage rate by increasing your down payment. Anything that shows that you are able to handle your debt and pay back money in a reasonable time will have an effect on how much you pay for a home loan.