What is a Small Claims Court?

Written by John Mussi

Continued from page 1

Cases are dealt with differently inrepparttar Small Claims Court. It is supposed to be much simpler so that anyone can deal with their own case from start to finish without using a solicitor.

Ask your local County Court for a document known as a "Claims Form", you will need to complete this with details of what you are claiming and against whom.

You may also have to pay a court fee. This will depend upon how much you are claiming. You can claim this fee back from your opponent, if you win your case. (This is known as Fixed Costs).

If you startrepparttar 146517 claim you will be calledrepparttar 146518 "Claimant" and your opponent will be calledrepparttar 146519 "Defendant".

The procedure starts withrepparttar 146520 claimant filling out a standard form, which sets out details aboutrepparttar 146521 claim andrepparttar 146522 various parties. This is returned torepparttar 146523 Court office withrepparttar 146524 appropriate fee.

A summons is then sent out torepparttar 146525 Defendant who may choose to pay up in full. However, they also haverepparttar 146526 option to admit part ofrepparttar 146527 claim and pay that part or request to pay by instalments, or may also disputerepparttar 146528 claim in its entirety.

Cases are usually heard by a District Judge. However, ifrepparttar 146529 case is complex it can be referred to a higher judge known as a Circuit Judge.

If any part ofrepparttar 146530 claim is disputed,repparttar 146531 matter goes to a Court hearing whererepparttar 146532 evidence is heard in informal surroundings, usually aroundrepparttar 146533 table inrepparttar 146534 judge's chambers.

Judges tend to be very patient with lay claimants, who will be nervous and unaccustomed to court procedures. However, interruptions, verbal abuse and unreasonable behaviour will be frowned upon.

You may freely reprint this article providedrepparttar 146535 author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.

5 Steps To Cheap Car Insurance Premiums

Written by UK Insurance Index

Continued from page 1

Step 3 - Annual Mileage If your annual mileage is, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.

Step 4 - Named Drivers Adding a named driver to your policy can increase or reduce your premiums depending uponrepparttar named drivers age, sex and driving record. Adding a young driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums, particularly ifrepparttar 146492 named driver is female!

Step 5 - Shop Around The biggest car insurance savings come from shopping around. This has been made much easier withrepparttar 146493 explosion ofrepparttar 146494 internet. There can be massive differences betweenrepparttar 146495 lowest and highest car insurance quotes for exactlyrepparttar 146496 same car and driver(s). Start off using good comparitive online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct torepparttar 146497 cheapest car insurance companies for more specific quotations.

Copyright UK Insurance Index. All rights reserved. Please feel free to publish this article online provided that the article and copyright statement remain unchanged with live links.

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