Pet insurance often covers more than just vet bills. It can also cover emergency kennelling costs, theft and travel. Like most other forms of insurance, pet insurance has a small excess which you will have to pay on any claim. Vaccinations and routine treatments such as worming and flea treatments are also excluded.

It is often difficult to get insurance for older pets and pre-existing illnesses will not be covered so it is important to think about insurance as soon as possible.

There are usually different levels of cover available where different values or events are covered. Usually higher monthly payment, greater value of cover and number of aspects covered.

Outlined here are some of different aspects of cover you need to review such as; Vet's Fees, Cover for Life, Accidental Damage, Death from Illness, Death from Accident, Advertising & Reward, Theft or Straying, Third Party Liability & Legal Expenses, Boarding Kennel Fees, Holiday Cancellation Costs, Overseas Travel.

Shop around to make sure that you are getting best deal possible. It is important to choose right pet insurance but don't just look at price, check what is covered under pet insurance policy and check policy details in terms of exclusions.

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