3.To Listen:

There is no greater communication skill, then ability to listen. Most of us find it next to impossible, to be silent, and take it all in. We all strive to be center of attention, story of day, and opinion worth listening to.

a)Real Estate agents that master art of listening can truly hone in on your needs. These are agents worth keeping in your rolodex, because they can tune in to your desires, your personality, your financial profile, and all critical elements of deal, without your even being aware of it.

b)This is not so easy to spot, because often times, ability to listen is overlooked. A good listener, after all, probably isn’t speaking as much. But consider this: Is conversation mostly about you? Does agent ask a lot of questions relating to your personal tastes, experiences, and ideas? Do you find yourself walking away, feeling a satisfaction about dialog? These are all signs that you’ve just come into contact with a master listener.

c)And real testament to an agent that listens, is when they finally do speak. Usually, when they do say something, it’s really, really important, and right on target, and completely unforgettable. Why? Because, they’ve spent most of their time absorbing you and your situation, and then they nail you with bomb…Their recommendations that truly will change your life forever. I swear to you, it’s golden. You’ll get a much better property bought or sold, if you can find a real estate agent that knows how to listen.

We’ve enjoyed providing this information to you, and we wish you best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.

Publisher’s Directions: This article may be freely distributed so long as copyright, author’s information, disclaimer, and an active link (where possible) are included.

Disclaimer: Statements and opinions expressed in articles, reviews and other materials herein are those of authors. While every care has been taken in compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.

d)Once provided with these loan offers, process naturally, is to compare them. Compare them to market. Compare them to each other. Compare them to different kinds of lending institutions. Compare their terms. Compare their locations. Compare their histories. And of course, compare their rates, and points, and Origination Fees, and everything else in between. Compare, Compare, Compare.

3.Apples and Oranges:

This may be a counterproductive question, given nature of this article, but are you absolutely sure that RATE is all you’re concerned about? Is getting LOWEST rate, truly most important thing to consider, when diving into something as important, as a new mortgage?

a)Sometimes, it’s nice to do business with your local bank. They’re right around corner, they know you by name, and maybe you even get a Christmas card and sometimes, even a box of chocolate. They may charge a little more in rate, or their terms might be slightly less competitive, but usually, they’ll be up front about that, and what they’re selling isn’t bottom-line so much, as security of knowing who they are, and what kind of personable relationship you can count on over next 30 years.

b)Sometimes, it’s nice to take advantage of your local credit union. Maybe you are a government employee, or you work for electric company, or your business participates in a local, non-profit credit union. Credit Union customers tend to be loyal, and almost religiously in favor of going route of credit union for all financial needs. It’s a nice idea, that you own a part of bank, and that you are borrowing from yourself, in a matter of speaking. So, perhaps credit union can offer you competitive rates, but more importantly, this is always a good way to go if you’re seeking an alternative beyond private lending institutions.

c)Sometimes, it’s nice to borrow from Big Mammas out there. There’s nothing like convenience. And if you’re into doing everything right out of your neighborhood grocery-store, then you should look into this as well. Rate isn’t everything. Convenience matters. Look, if you live a busy California lifestyle, then perhaps it’s more important to incorporate ease of doing business into your decision making process.

The point I’m trying to make, is that rate really isn’t everything, but it most certainly matters. So, I’m not persuading you against getting lowest possible rate available, but I am encouraging you to do your homework, and check out all options before making a final decision.

We’ve enjoyed providing this information to you, and we wish you best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.

Publisher’s Directions: This article may be freely distributed so long as copyright, author’s information, disclaimer, and an active link (where possible) are included.

Disclaimer: Statements and opinions expressed in articles, reviews and other materials herein are those of authors. While every care has been taken in compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.