What Students and Parents MUST Know about Student Loans

Written by John WIlliams


Continued from page 1

This really is a great deal, and has no income or asset requirements. Even poor credit history may be overcome. Repayment is flexible, and can include zero payments for up to 4 years.

Only one drawback torepparttar Federal Stafford and Federal Plus loan - your school must be approved to participate in these programs. If your school isn't approved, then you've got some other options...

* Banks

Many banks offer unsubsidized Stafford loans. You still getrepparttar 110841 money, which you must have to attend college, but repayment options are more limited. Some deals offer you an interest rate reduction if you make payments on time.

* State Loans

Most states offer guaranteed student loans. Apply direct to Banks, who'll administerrepparttar 110842 State program. It's usually a more expensive way to borrow than Stafford.

* College Board Extra Credit Loan

Administered by your college. Can be expensive, and best used only in an emergency e.g. your aid is withdrawn.

* Other Loan Sources

A number of other sources may be worth trying if you get a problem with your first choice lenders. Academic Management Services affiliates with approx. 2000 schools. AMS pay your tuition fees if you repay them in less than a year. College Resource Center also has loans available.

If your parent served inrepparttar 110843 military, then a military loan should be investigated.

College can berepparttar 110844 experience of a lifetime. A child starts college as a high school kid, and emerges a full grown adult with high-earning potential…

But he or she needs money to survive and thrive in college. This article looked atrepparttar 110845 main sources of student loan funding, and those sources should be ideal for most students and their parents.

=========================================================== The right Student Loan makes allrepparttar 110846 difference to a successful college career. Discover important information on choosingrepparttar 110847 right student loan, and guaranteeing your future success. Click ==> http://www.college--loans.com/

** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modifyrepparttar 110848 content and include my resource box as listed above.

If you do userepparttar 110849 article please send me a note to john@college--loans.com so I can take a look. Thanks.



The right Student Loan makes all the difference to a successful college career. Discover important information on choosing the right student loan, and guaranteeing your future success. Click ==> http://www.college--loans.com/


Speaking on Behalf of Our Children: Stop Blaming the Victims

Written by Dawn Fry


Continued from page 1

It’s Time for a Behavior Check The fact is that children learn from modeled behaviors. While it is true that some children are, asrepparttar media says, “out-of-control,” they did not end up that way by themselves. Children are who they are because of their environment. They learn how to act by watchingrepparttar 110840 people who are closest to them. The behaviors they see arerepparttar 110841 behaviors they will take on. This being said, if we truly want to help a child make a change forrepparttar 110842 better, we must first take a good, long look at our own actions and behaviors. Ask yourselfrepparttar 110843 following questions: ·What kind of behaviors am I displaying in front of children? ·Are theserepparttar 110844 same behaviors I want them to show toward others?

It is Up to Us Fortunately, alternatives to authoritarian behaviors exist. We are not powerless in our struggle for social change. Many child advocates not only speak out against these behaviors, but they also offer effective solutions that create physically and emotionally healthy children. World-renowned experts and authors such as Alfie Kohn, Beyond Discipline, From Compliance to Community; Roger Schank, Coloring Outside The Lines; and David Elkind, The Hurried Child are social heroes of our time. They have been speaking out againstrepparttar 110845 injustices of our system for many years, and their wisdom is bringing about a social change we desperately need. The problems with America’s children may seem overwhelming at times, but there are proven solutions. By changing our childcare practices and behaviors, we can restructure our nation’s intellectual, economic, physical, political, moral, and emotional values. Children are atrepparttar 110846 mercy ofrepparttar 110847 people responsible for their care. Instead of speaking out against our children, we need to be friendly with them, and speak up for them. It is up to us to make a difference in their lives.



About the Author: Dawn Fry is the founder and CEO of Helping Our Children Productions, a publishing company that provides educational CD’s giving practical help to parents and childcare providers resulting in happier, friendlier children. Ms. Fry has been a licensed childcare provider and educator for twenty-two years. She has more than 60,000 hours of professional experience working with children and is also a mother and a grandmother.


    <Back to Page 1
 
ImproveHomeLife.com © 2005
Terms of Use