You could simply start going from major lender to major lender to enquire about their fixed low-rate mortgages, but a far more sensible strategy involves finding a third party mortgage broker who represents a number of lenders under one roof. Of course, just as there are literally hundreds of different mortgages to choose from, so too are there hundreds of mortgage brokers. It is far better to use services of a broker to help you ~cut to chase~ and find right mortgage for you.

You should beware though - many mortgage brokers make their money by working on a commission basis with lenders themselves. There are, however, independent brokers who are not in business of servicing lenders, but borrowers instead. It's their job to help new borrowers to find a good mortgage with low rates.

Lastly when you find a broker who has good relations with a number of lenders, it's easy to get a mortgage at special rates and it is also easy to repay loan at favorable interest rates. In addition, when it comes time to refinance, you can generally use your relationship to lock in a much more desirable interest rate through a broker than through your current lender.

7. Have all important information in ads. Square feet, number of bedrooms and bathrooms, address, telephone number, and price. Leaving out price means some buyers just won't call, and you'll waste time with others who shouldn't be calling.

8. Listen to buyers. The biggest mistake sellers make talking to buyers is to get defensive about their home. Listen to criticisms, and resolve them or ask how important issue is to buyer. In other words, learn a little about selling.

9. Be careful with sales agreement. Be sure that it is understood by both sides. What happens, and when? What if buyer doesn't get their financing? What's included in sale? When will buyer take possesion? Who pays closing fee?

10. Make closing easy. Have documents all ready to sign. Be prepared with answers to likely questions. This is likely largest financial transaction in your buyer's life. Make him comfortable.

There is a lot more to selling your own home than can be covered in ten tips, of course. Use these however, and you'll be doing better than average FSBO seller.