So, you think including art in your company office is a great idea. Now you’re faced with a fundamental problem: how do you go about acquiring pieces of artwork?

Begin process with a step-by-step analysis of company's needs. Buying artwork is an important decision that requires substantial consideration. Contemplate following points:

•What form of art, and in what medium? Oil paintings on canvas, wooden sculptures, photographs. (Our recommendation would be hand made oil paintings on canvas. They are easy to maintain and oil paintings provide most desired affect.)

•Themes and content (Nudes and morbid imagery are a no-no!)

•Quantity vs. quality: few expensive pieces or numerous cheaper ones.

•Budget: don’t spend what you don’t have.

•Design and décor issues (sometimes it’s better to leave this to professionals)

After making best decision for your company, it’s time to get ball rolling.

1) Designate responsibility of proposal preparation, procurement and collection management within company, or contract from outside.

2) Consult with professionals in art business.

3) Complete acquisition and arrange for installation.

4) You may arrange an open house after acquisition where employees should be encouraged to objectively appreciate new collection. (This helps to stimulate creativity and promote diversity appreciation!)

Congratulations, you’ve now joined list of trend setting companies who motivate their employees to greater heights with inspiration of art. A job well done!

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Alex Oke has worked in the art business for over 4 years. For the last 2 years he has headed OverstockArt, an experienced online retailer of hand made oil paintings with the best prices and quality on the web. Contact OverstockArt today for a free consultation about your office décor and budget requirements at 1-866-686-1888.

The fact that you are not immediately required to sell your old home makes a bridge loan logical solution for people in relatively cold markets who need to act quickly in order to close on a new home.

Most people who get a bridge loan will use extra cash to pay off mortgage on old home, deduct any closing costs and prepaid interest, and put remainder towards a down payment on new home.

A bridge loan entails substantial risk for lender because old home may not sell for some time. Therefore, you can expect relatively high interest rates and short terms of six months to a year. The borrower usually begins making interest payments after end of term if old house still hasn't sold.

After old home sells, bridge loan is paid off. If house sells within term limit, all unearned interest is credited back to borrower.

Get Professional Bridge Loan Advice

Before you sign on any dotted lines, make sure lender you're working with has taken all time you need to explain bridge loan details to your satisfaction. Depending on your individual situation, securing a bridge loan can be somewhat complicated. Having a relationship of trust with your lender can help simplify process.