Top Ten Tips for Improving Your Cash FlowWritten by Alvah Parker
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6. Use your own credit card to finance purchases but do it cautiously. If interest rate is low and you can pay credit card company back relatively quickly, credit cards are often a good way to even out your cash flow. 7. Establish a line of credit with a bank. This is relatively easy to do so long as you have good credit and it gives you a cushion of cash when things are tight. Sometimes bank will offer a really good rate to encourage you to become their customer for other banking services. 8. Put cash that you have on hand in an interest bearing account. No reason to have cash sitting in an account that doesn’t accrue much interest. As cash grows consider money market accounts, CDs and savings accounts. 9. Pay your outstanding bills judiciously. Notice which vendors are willing to wait for payment and which will charge you interest if you are late. Schedule payment to maximize cash in your account. 10. Consider getting an expert to watch your cash flow. Have someone (financial advisor, accountant, bookkeeper) available to run financial reports each month so you know exactly where you stand in your business.
Alvah Parker is a Business and Career Coach as well as publisher of Parker’s Points, an email tip list and Road to Success, an ezine. Parker’s Value Program© enables her clients to find their own way to work that is more fulfilling and profitable. Her clients are managers, business owners, sole practioners, attorneys and people in transition. Alvah is found on the web at www.asparker.com. She may also be reached at 781-598-0388.
| | Microsoft Publisher BasicsWritten by Mart Gil Abareta
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The second tutorial deals with procedure on how to set up a publication for black and white commercial printing. First, go to Tools/Commercial Printing Tools/Color Printing. If you’ll have black and white printing, click Spot color(s)/Change Spot Color in “Print all colors as” box. In “Choose Spot Color” dialog box, click “Black and white only”. Then, click “OK” twice. For process-color printing, on other hand, click “Process colors (CMYK)” in “Print all colors as” box, then click “OK”. For spot-color printing, click Spot color(s)/Change Spot Color in “Print all colors as” box. In “Choose Spot Color” dialog box, click arrow next to “Spot color 1”, then pick color you want. If you want to select a color that is not currently used in publication, click “More Colors”, select color you want, and then click “OK”. To pick a “second spot color”, click check box to left of “Spot color 2”, and then click arrow to right and click “second spot color”. Then, click “OK” twice. Indeed, Microsoft Publisher 2000 is a software program that’s also destined to become important.
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