Top 7 Ways to Select a Book Topic That Sells

Written by Judy Cullins

Continued from page 1

Aren't there any other matters to consider in deciding whether to incorporate or not?

Higher administration costs to comply with company law, payroll and bookkeeping is one factor. Another issue is pension planning. Extracting profits out ofrepparttar company as dividends rather than salary means that there will be no "net relevant earnings" and therefore pension contributions can't be made. Butrepparttar 129646 advent of stakeholder pension plans has meant that contributions up to œ3,600 per year can be made withoutrepparttar 129647 need for any earnings. If a person does not wish to transfer funds in existing plans into stakeholder because of high charges, there is a way out:repparttar 129648 best net relevant earnings (i.e. salary) in five consecutive years can be used for making contributions forrepparttar 129649 next five years, even if there were no salaries inrepparttar 129650 remainder four years. It is comforting to know that entitlement to basic state pension is not affected by taking a salary fromrepparttar 129651 company atrepparttar 129652 level of a person's personal allowances i.e. œ4,615.

Furthermore, an individual may decide not to bother with pension plans and instead invest in ISA. Often, these can be more efficient than pensions but that's besiderepparttar 129653 scope of this article. If that option is taken, no salary is necessary.

Another factor is business motoring. It might be tax advantageous for an unincorporated business that owns many cars not to incorporate because if these cars have some private use there will be benefits in kind taxed onrepparttar 129654 users. These are generally higher thanrepparttar 129655 straight apportionment between private and business for all car running costs inrepparttar 129656 case of sole traders.

The conclusion is that there can be considerable tax savings waitingrepparttar 129657 sole trader who decides to go downrepparttar 129658 road to incorporation. But, one needs to proceed with caution and careful planning. And don't forgetrepparttar 129659 biggest advantage of incorporation, which is Protection from Personal Liability. Incorporating is one ofrepparttar 129660 best ways to protect a business owner from personal liability. Shareholders of a company are generally not liable forrepparttar 129661 obligations ofrepparttar 129662 company. Creditors of a company may seek payment from its assets, but notrepparttar 129663 assets ofrepparttar 129664 shareholders. This means that business owners may engage in business without risking their homes or other personal property.

Thank you for takingrepparttar 129665 time to read this Article. I hope you've found it useful. If you have, please drop me an email and let me know what you think.

You can email me at...

Alternatively, you can visit our website at and read a series of other full length articles that presentrepparttar 129666 complete picture on a variety of interesting topics.

If you would like to know how to save tax and make sure that more of your hard earned cash stays with you to expand your business and increase your profits, we have a Free Special Report addressed to small businesses either starting up or already in business. This Exclusive Free Special Report is available automatically when you subscribe to our regular series of Free Newsletters on finance advice and tax planning by visiting our subscription area on our website It is complied from real life situations dealing with small business tax affairs for over 10 years and it is loaded with down-to-earth advice and practical, understandable examples.

LEGAL NOTICE Whilst every care has been taken inrepparttar 129667 preparation of this article,repparttar 129668 author cannot accept responsibility for any errors or omissions. Proper professional advice should be taken at all times.

We retain copyright forrepparttar 129669 contents of this article. Any unauthorized copying or onward distributions are prohibited without our consent.

Judy Cullins is a 22-year veteran publisher, book coach, and author of _Write your eBook or Other Short Book--Fast!_ and _Ten Non-techie Ways to Market Your Book Online_, and 30+ others. Known as the Non-techie eBook Queen, Judy helps people to market their products and services online. She publishes "The Book Coach Says..." a free monthly eZine. Email her at and visit her Web site at


Written by Arleen M. Kaptur

Continued from page 1

Sure, they will try and keep pace with what everyone else is reading or is interested in, but inrepparttar quiet time of their lives, when they are with only themselves, they will reach for reading material that is "them." They will pick up reading matter that is geared to what is in their soul, and is of importance in their heart and in their lives. Then, they are looking for "genuine". They want to read what someone is saying who is as geared to this particular subject as they are, and even more so. They are trusting that this writer has takenrepparttar 129643 time to dorepparttar 129644 research, states a fact that is really a fact, and is strong enough to voice his opinion because that is who he is and what he or she is all about.

Then name recognition comes into play. People remember repparttar 129645 author who wrote what they considered a genuine, fromrepparttar 129646 heart and mind, article, book, or whatever. Sure, they have read countless other works, but they couldn't give yourepparttar 129647 name ofrepparttar 129648 author - because it wasn't something they took to their heart, that enriched their mind, and that made that lasting impression on their person.

Genuine - when you put your name to any piece that you have written - make sure that it is who you really are because inrepparttar 129649 long run your name will always represent you no matter how hard you try to disguise it withrepparttar 129650 trappings of today. You are who you are so be proud of it - share it with others - and let it stand tall or fall - but you will never have to apologize for it!

©Arleen M. Kaptur

Arleen Kaptur has written numerous articles for newspapers/magazines. Author: SEARCHING FOR AUSTIN JAMES Author: e-cookbooks, on-line workshops Member: NAWW Author's Den Reviewer/columnist: Amazing Authors Website:

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