The Truth About Payday Loans

Written by Frank Kelly

Continued from page 1

* What arerepparttar benefits of a Payday Loan?

A Payday Loan offers many benefits; such as: Quick approval- If you have all ofrepparttar 137801 required documentation, you can haverepparttar 137802 cash in minutes. No credit checks required- Whether you have, bad credit or no credit at all, you may still be approved for a Payday Loan.

No time consuming and difficult paper work- If any at all, you will only have to sign one or two document, which explainsrepparttar 137803 Payday Loan process and your obligations. No long term obligations- You can pay off your Payday Loan with your next paycheck with no hassles.

Money there when you need it- If you ever find yourself in a financial bind, you will be able to return and receive another Payday Loan.

Payday Loans offers a borrower all ofrepparttar 137804 convenience a loan fromrepparttar 137805 bank can not. Contact a local check cashing or financial institution to find out your options and more information.

Frank kelly is a freelance writer. Years ago he was an employee who regularly used payday loans to get thro the month. Now he writes about his experiences and gives useful information and advice. Discover useful advice and information about payday loans. Website contains articles and advice about payday loans. Click

Do You Want To Save Money Easily?

Written by T. O' Donnell

Continued from page 1

Clothes. Do you need to buy fashionable clothes, so you can look like everyone else? If you need to blend in, fine. You can be surerepparttar leaders of fashion don't. They head to charity shops and buy Harris tweed and old lace for pennies. They get suits made to measure by sweated labour in Thailand. That's how they get that 'unique' look. What's that, you don't likerepparttar 137770 idea of sweat-shops? Guess what, that's where a lot of fashionable clothes get made anyway. It's called 'outsourcing' and 'offshoreing'.

Automobiles. Running a car inrepparttar 137771 UK costs about 5000 ($9000 USD) a year, all-in. Save, by buying a second-hand auto. Save, by buying a less powerful, more fuel efficient model. Save further by thereby getting lower insurance and road-tax.

Personal foibles: I used to buy a lot of internet magazines. These cost up to 5 each, or about $10 in USD. I found a lot of information aboutrepparttar 137772 internet, was already onrepparttar 137773 internet, so I stopped buyingrepparttar 137774 magazines. There are very few papers or magazines worth reading. Findrepparttar 137775 few that inform, rather than titillate, waffle or distract. Visitrepparttar 137776 local library, it's free. Drop in to a 'Borders' bookshop, and have a free read.

Debt. Don't buy what you can't afford with someone else's money. Credit cards are an expensive way of getting a loan. Try your friends or relatives first. Your local credit union is a good option; better rates, better terms, friendlier faces. Better yet, don't borrow. Live free. Keep away fromrepparttar 137777 loan-sharks. You can manage without that holiday.

Put your saved money in a high interest, 180-day notice account. Put it in a bank different to your current one, in caserepparttar 137778 latter goes bust. Make a mental note that it's for emergencies only, then contrive to live 'safely'.

Save up enough to last you a year and a day off work, and notice how much calmer and confident you feel!

T. O' Donnell ( is an ecommerce consultant in London, UK. His latest project is a loan and mortgage calculator, available at

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