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If you have a talent share it with others. You could give "gift certificates to those on your list. Do you play
piano? Offer free piano lessons. Are you good with kids? Offer free babysitting for a day. Are you well organized? Offer to clean someones house. Do you work on cars? Offer a free oil change. These gifts cost no money to give but could be some of
most well received gifts!
You could take
above option a step further buy using your services to barter for a gift. If your neighbor sells candles and you would love to get two or three for your sister-in-law maybe you could barter your services. Offer her a free night of babysitting. Or maybe there's a gift in your closet that you recieved last year that you got one too many of. Offer that to her in exchange for a candle.
Remember
holidays aren't about buying
most expensive gifts. They are about sharing traditions and making memories with those you love.

Shannon Jarvies is a WAHM with five beatiful children and a wonderful husband. Visit her Debt Management Website for debt consolidation, budgeting and money saving tips and ideas. You can also join her Money Management Discussion Group