The Traveller’s Insurance ChecklistWritten by Johnny Mangiante
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If not, how much more will it cost to cover a pre-existing condition? Are there any exclusions pertaining to sports or other activities? Is every member of my family covered? What is average time frame for a claim to be paid?These questions will help you cover all important bases while shopping for travel insurance. They can prevent unpleasant surprises such as having to pay for unforeseeable circumstances once your claim is reviewed.Many travellers neglect to buy travel insurance because shopping around for perfect plan can be stressful. However, their stress level would likely double should any unfortunate event occur during their trip. Why take risk? Travel insurance can take care of you and your family while you have vacation of your dreams.
Johnny Mangiante is an online journalist . He is also the editor and webmaster for many websites. For more information on Travel Medical Insurance for Visitors to Canada.Travel Medical Insurance for Visitors to Canada see his website http://www.visitorstocanada.com/.
| | 5 Steps To Healthy Spending HabitsWritten by Barbara Gibson
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Step 4. Write a budget in pencil. Writing in pencil will help you remember that your budget is a fluid document. As you live with it you will probably need to make changes. That’s okay. You may even want to include a little mad money each month. It is far better to blow a budgeted $20.00 than it is to impulsively fritter away $200.00. Step 5 Set a savings goal and make it something specific and important. A meaningful savings goal keeps feelings of deprivation away while providing motivation you will need to stay on track. Be patient with yourself if you do get off track. If it helps, try writing your goals down and posting them or maybe even carrying a picture that represents your goal. Refer to these as often as you need. It may also be useful to try to determine what emotional need your spending fills for you and look for another way to get your needs met. Remember, developing a new habit takes practice. In time you may even learn to love your new healthy spending habits. It is liberating to be in control of your finances. So, go ahead, clip those coupons. Write your budget and honor your savings goal. That (insert your goal here) can be in your future if you decide to make it happen.
Barbara Gibson publishes monthly for http://CreditUnionRate.com The Leading Credit Union Directory. Search, Find, Join.
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