While components of above scenario will change, catalyst of this nightmare remains same – emotions. You’ll survive nightmare, but experience will forever change you. Fear will shade every future stock market decision and severely limit your ability to objectively evaluate any investment opportunity out of fear that you’ll lose again. But, it doesn’t have to be that way.

Developing a strategy to deal with emotions can give you a winning edge.

Here’s how:

·Don’t go into stock market to feel good about yourself.

·Always look outside of stock market for self-gratification and affirmation.

·Make a commitment to stick to your chosen action plan or strategy. Don’t deviate.

·When a loss occurs, examine it and learn from it. Don’t try to get even.

·Think before you leap into anything

·If you are stressed out, vulnerable, or overly emotional (high or low), do not trade. It’s not worth financial risk.

Remember, key isn’t denying or curbing your emotions, but instead understanding how they impact your investment decisions and developing a strategy to work with them.

©2004 Best-stock-trading-systems.com

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c) Now lets’ not confuse Advance Fee Load Scam artists with legitimate lenders and institutions. I can attest that there are real companies out there, trying to help you to get credit, loans, and consumer debt services that you need. I believe in many of these services, and I believe in convenience and power of internet. However, use your common sense in all your business transactions in life, and that includes credit. Never give someone money without getting anything back in return. Never trust someone that you don’t know. Never get enticed into a deal that’s too good to be true.

Use your common sense, and don’t fall prey to con artists slight of hand, such as Advance Fee Load Scam...

4.ANNUAL FEES, INTEREST RATES, ETC.:

Credit Card Scams come in all different shapes and sizes. Many of them are, arguably, not scams at all, but let’s just call them credit card offers involving consumer unfriendly terms.

a)Read fine-line. Every Credit Card Offer must provide Consumer with written documentation on terms of offer.

b)Check Annual Fee, Interest Rates, Cash Advance Fees, Late Fees, and all other terms of offer.

c) Make sure you know what you are getting. Some offers are for secured cards, some are for unsecured cards, and some offers are for shopping portals online and offline (Like a department store card). So, while none of these are scams, by definition, it is important that you fully understand terms of credit card offer that you are agreeing to.

Be a responsible consumer, and read terms and conditions of your credit card offer...

5.THE UNITED STATES FEDERAL TRADE COMMISSION::

The best place to go for direct consumer information, protection, and remedy, is United States Federal Trade Commission...

a)The FTC website is: http://www.ftc.gov

b)The FTC can provide you with TONS of free information about Credit Cards, and other consumer related concerns. They can help you learn more about what to avoid, how to be a smarter consumer, and what to do if you believe that you are a victim of fraud, and what your remedies may be.

The FTC is there to help...

SUMMARY:

Use No-Call Registry to cut down telephone solicitations in your home and places of business. While many legitimate lenders utilize telemarketing, be careful. Don’t give out personal information to people you don’t know, don’t pay up-front processing fees over phone, and get everything in writing. Consider yourself an advised consumer on “Advanced Fee Load” Scams, and look out for signs, when these scams regrettably make their way to you. Read terms of offers that you are considering, and utilize FTC website for trusted information, resources, and all related materials on consumer credit card issues.

We’ve enjoyed providing this information to you, and we wish you best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.

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