But what happens when unthinkable emerges and you're served with legal papers that you are being sued? God, I hope you never find out how this feels.

But statistically, you have a 1 in 3 chance of being in a lawsuit this year... and year after that.

My point? All of us need lawyers at some point in our lives.

But don't allow simple idea of legal documents, though they'll help, to fool you into thinking that they alone will give you full protection against a lawsuit by FTC or IRS... or anyone for that fact.

I have worked in legal industry for years and I am here to tell you, 'it ain't gonna happen.' I DO recommend these types of documents so that you will be fully compliant on Internet.

But it will take much more than that to ultimately protect your assets from being frozen or at very worst, paying huge fees to be represented for something that you did not do wrong or intention was quite innocent.

Remember, "ignorance of law is no excuse." So what's answer?

There are affordable ways of getting added peace of mind so that you will not be penniless and in severe debt as a result of FTC crackdown. What you may ask?

"Bulletproof" lawsuit protection. You and I and most people in United States need this immediately.

I suggest doing a search on Internet under such topics as 'asset protection' and 'lawsuits' to fully understand what you are putting at risk by not having such protections in place now.

But above all else, no matter what you end up doing to protect yourself now, I always advise everyone to seek legal counsel before attempting anything on their own. Good sound advice.

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Why should I choose this opportunity over that one? It can also be helpful to discuss how this opportunity matches up against similar programs. In this case "similar programs" refers to programs that provide comparable products or services as opposed to programs with comparable compensation plans.

A final consideration of your review may be length. Some people prefer to read detailed reviews that delve into every aspect of a company. Others prefer to read short reviews that highlight only most noteworthy pros and cons. Both style have supporters and can result in quality reviews. The important thing is to share information that you found helpful when you were evaluating program.