The Nigerian Scam

Written by Richard Lowe

Continued from page 1

Wondering why I have deletedrepparttar email address and phone number. Because, believe it or not, people call these numbers and send email to these accounts and lose their money - fast.

What happens? A nice guy or gal picks uprepparttar 127575 phone atrepparttar 127576 other end and starts pulling you intorepparttar 127577 scam. At first they need a thousand dollars, perhaps, for postage or some small official fee. They are fast talkers who do this all ofrepparttar 127578 time - and of you do give in and give themrepparttar 127579 money you don't have a chance. You are hooked and you are hooked bad.

They depend upon greed and prey onrepparttar 127580 weak. You think, "wow, I can get a million dollars", and "well, it's a risk but I'm only going to risk that first thousand". Foolish person.

Once you've given them your thousand (the amount varies) they start to reel you in. They will call to tell you they need another $10,000, perhaps, for bribes to customs officials. You'll pay because you've already paid a thousand, and because it sounds likerepparttar 127581 money is just about to be transferred into your bank account.

So you'll pay. Then you'll call and you'll have to give them another amount, bigger this time, and deliver it in person, perhaps. You'll do it - you've already spent a lot of money and you don't want to lose it. You'll deliverrepparttar 127582 money and then be given a story - only to get another call.

This time you will be very suspicious, and you might be told they need to "wash" all ofrepparttar 127583 money. You want to see, they'll meet you and indeed, they will have a handful of black money. They'll use some solvent and like magicrepparttar 127584 money is clean.

They will explain thatrepparttar 127585 money was hidden and got "dirty" and now they need perhaps $50,000 to clean it. Some people have paid as much as half a million dollars at this point. The stories are sometimes different, sometimesrepparttar 127586 same, but you'll pay. Because nowrepparttar 127587 greed is mixed with fear and a little more greed - you've actually hadrepparttar 127588 money in your hands now.

How long does this go on? Until you won't or can't pay anymore. Then you just get thrown away. People disappear, calls aren't return, and if you do get hold of someone they deny knowing you or give you some excuse.

Report it to someone? Who? The FBI? Sure, they know all about this scam. Yes, they will take your data and add it to their database - butrepparttar 127589 scam is not operated on United States soil and there is no one to catch - at least no one who can be found. There is also little or no evidence - it's very difficult to catch this kind of thief.

So what do you do?

Use your brain.

Don't under any conditions give money to scammers. How do you spot a scam? Simple. The offer is too good to be true. It's that simple. Get a million for doing nothing? Come on. Doesn't happen (unless you winrepparttar 127590 lottery). Don't even respond. Just deleterepparttar 127591 emails or throw awayrepparttar 127592 letters.

Be smart.

Richard Lowe Jr. is the webmaster of Internet Tips And Secrets. This website includes over 1,000 free articles to improve your internet profits, enjoyment and knowledge. Web Site Address: Weekly newsletter: Daily Tips:

Scams and Frauds: 809 Area Code

Written by Richard Lowe

Continued from page 1

Here's how this works. The 809 area code is similar in concept to 900 numbers. You get charged either per call or byrepparttar minute. The problem is thatrepparttar 127574 809 area code is in a foreign country (the Dominican Republic inrepparttar 127575 Caribbean) and thus is not covered by United States law.

Inrepparttar 127576 United States, all 900 numbers must state in their advertisements and atrepparttar 127577 start ofrepparttar 127578 callrepparttar 127579 cost ofrepparttar 127580 call. You also have a small period of time (usuallyrepparttar 127581 first minute) to hang up without being charged.

The 809 area code has no such restrictions. And since you maderepparttar 127582 call voluntarily, it's very difficult to getrepparttar 127583 phone company to reverserepparttar 127584 charges. In fact, in many cases you will find yourself arguing with a foreign phone company which argues that you did makerepparttar 127585 call and they did nothing wrong and thus you need to pay.

The way to fight this scam is to simply refuse to call any unknown phone numbers inrepparttar 127586 809 area code. Inrepparttar 127587 company that I work in my day job, we have completely blocked ALL calls torepparttar 127588 809 area code. We had to do this after getting nailed for many thousands of dollars of fraudulent calls.

It is also important to understand that 900 number blocking does not apply torepparttar 127589 809 area code. You have to depend upon your own knowledge ofrepparttar 127590 scam and simply resistrepparttar 127591 temptation to callrepparttar 127592 number.

Richard Lowe Jr. is the webmaster of Internet Tips And Secrets. This website includes over 1,000 free articles to improve your internet profits, enjoyment and knowledge. Web Site Address: Weekly newsletter: Daily Tips:

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