Okay, with that being said how do new bankruptcy laws play into this scenario? Prior to these changes in bankruptcy laws all you would have to do is breath on a mirror in order to walk away from your personal and business debts- that has changed!

The laws in respect to Chapter 7 bankruptcy have changed drastically and now provide for repayment of debts if your income is above poverty guidelines set in each state; for example poverty guideline in Massachusetts for a family of 6 is $56,000.00. If your business or personal income is above that guideline, you can file for bankruptcy protection, but you must make arrangements to pay back your creditors through a trustee of bankruptcy court. Here’s good part for our profession: We as Independent Arbitrators can provide many other options to our clients then legal system can; in addition we can obtain better payment agreements and lump sum settlements for our clients.

In conclusion, you can see that there are going to be more litigations filed in United States for delinquent accounts both on personal and business venues then we have ever experienced before- this translates to more clients for our profession. It has been said we live in a very law suit crazy society, guess what? You haven’t seen anything yet.

A Boiler Room is required to run a hydronic radiant heat system. A 17"x12"x7" Control Unit is required to run low voltage radiant heat system.

Gypsum or concrete slab is required for installing a hydronic system. It is estimated that it costs approx. $4.00 or more per square foot to install a hydronic in-floor heating system than it does to install a in-floor heating system.

The ZMesh heating element is installed directly under floor surface without any floor buildup. The 12" wide ZMesh is rolled out over area to be heated then nailed and/or stapled to wood subfloor.

Electric radiant heat warms your floors evenly because it uses 100% of system's energy. A hydronic system, however, heats floor less further away hot water gets from boiler (see illustration below). Hydronic systems use only 65-85% of system's energy. At higher elevations, electric radiant heat still is 100% efficient, where as hydronic systems are even less effective than at sea level.

For a complete comparison chart, please refer to http://www.radiantshop.com/vshydronics.html

Radiant Heat vs. Forced Air at a Glance

A room with floor Radiant In-Floor space heat will have a very uniform temperature from ceiling to floor. Heating a basement floor is ideal application for our radiant heat systems. If you've lived in a house with forced air, you can crank heat up, but basement floor are still chilled. Installing a floor warming system will add comfort and warmth to your lifestyle.

A room heated with a forced air furnace will have cold floors and warmest air at ceiling. Although air may be heated, floors will be chilled and uncomfortable, especially for children playing on floor.

For a complete comparison chart, please refer to http://www.radiantshop.com/vsforcedair.html

RadiantShop.com is only online radiant heating supply store where you can actually gather information, formulize your needs, and order directly online. Customer service is readily available for any information and free estimates are available either online or over phone. To receive a estimate visit visit us online or call at 1-888-239-1232. http://www.RadiantShop.com, making heating easy.