Years ticked by and every day hawk collected two dollars. On each given day, mouse found one dollar and invested it wisely. Fifty years later, bird of prey lived in a large nest made of twigs, mud, and dollar bills. He was feeble and sickly. And although his nest equaled that of $36,500.00(1) , along with a few very nice tree limbs, he knew mouse would have less. He no longer invaded far stretching fields, but took comfort in knowing he would soon have his great feast. As hawk glared down from his perch, he saw mouse. The mouse was alone.

"So, hawk, how much money do you have?"

"Just under $37,000(1) . And you?"

"I have $508,462(2), you fool. You see, I invested my $365 wisely every year. I dollar cost averaged into market and utilized well-diversified mutual funds over course of all these years. I am victor and you have no feast."

The hawk collapsed into his nest and was never seen again. The mouse lived a happy life and provided handsomely for his family. He passed along a bit of advice to those who asked about saving: "The individual most accountable for your future financial welfare, is one you see in mirror today."

*Hypothetical investment for illustration purposes only. (1): Based on a savings of $730 each year for fifty years with no interest. (2): Based on a savings of $365 each year for fifty years earning 10.5% annually.

A growing breed of real estate companies and note brokers guarantee payments and handle all collections. This waive of services came about in response to needs of note buyers wishing to bypass hassle of debt servicing. Rather than leave you in cold if a note turns sour, these companies make themselves liable as payor on note and guarantee your payments regardless of whether occupant pays. Additionally, a real estate company has greater financial resources than an individual borrower; this reduces your risk substantially. These companies create same reliability as banks allowing you to profit like savviest real estate investors.

First and second mortgages notes actually are familiar to those of us who have ever owned a home. Seeking best returns, you will select your payor very carefully because there lays greatest risk. Assuredly, savvy real estate investors invest in real estate notes because they have know-how to handle nonpayment issues. Because there are real estate companies that guarantee payments and handle problems, you can reap rewards of more lucrative, and safer real estate notes than many other investment vehicles. Those who exclaim real estate notes are not safe are dead wrong; they simply don’t have know-how to protect their investment. So most important of all, you must choose your payor wisely. Once you have chosen an established real estate company that guarantees payments and manages borrowers, begin investing a portion of your portfolio right away. “Think I’m a bank?” you ask. Of course not. But start amassing steady, predictable profits like banks. Think like banks do.

Copyright © Mark Walter

****************************************************************************** About author: Mark Walter enjoys writing articles on real estate investing. He also owns and operates an established real estate company offering greater financial returns to buyers and sellers of houses and real estate notes in Virginia. Visit his web site at http://www.GreaterReturn.com ******************************************************************************

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