The Great Real Estate Bubble Quiz

Written by Mark Walters

Continued from page 1

I bet you scored 100% and earned your "Doctorate of Bubblology".

OK, why is Fannie Mae so glum? They point to loose (We would say CRAZY) lending practices, like interest only loans andrepparttar increase in loan approvals that are not backed by full documentation ofrepparttar 148616 borrower's income and assets.

We imagine a borrower's conversation with a lender today goes something like this:

Borrower: "Will you give me a quarter of a million dollar mortgage loan." Lender: "Can you pay it back?" Borrower: "Probably." Lender: "Loan approved!"

Now you may be thinking that skyrocketing values are in an isolated number of big cities, right? That's true, but those cities are our major commerce centers. When things go bad thererepparttar 148617 negative effect ripples acrossrepparttar 148618 country. Here'srepparttar 148619 bottom line: Our economy is always blowing bubbles. Some burst and some don't.

Only time will tell about this one, but I will keep my fingers in my ears just in case.

Mark Walters is an investor-entrepreneur helping other investors from his Web pages at

The Myth of the Management Team

Written by Graeme Nichol

Continued from page 1

So how does your company stack up? If your company is what Senge describes as a ‘Learning Organization’ then there is no need to protect your turf, no need to accept compromise, no need for management to know everything. In a Learning Organizationrepparttar knowledge that employees have is used and each member ofrepparttar 148590 management team is there to supportrepparttar 148591 other. They realize that everyone wins ifrepparttar 148592 team does well and they also know that a failure is just another term for a learning opportunity.

Wouldn’t you like to work in an organization where your opinion counts and where you CAN make a difference inrepparttar 148593 companies success? Where you don’t have to pretend to be busy, or pretend to know everything. So how do you create a learning organization? It starts with creating learning individuals in learning teams which then cascade into a learning organization. The only process that we know of that comes close to achievingrepparttar 148594 goal of a learning team isrepparttar 148595 Best Year Yet system ( Through this facilitated process team members learn to work collaboratively, learn from their mistakes and continually challenge their assumptions about reality. Above all they work together as a team to solve problems and improve results.

A Learning Organization is possible!

Graeme has worked on four continents, over the past 20 years, with large global companies and small enterprises that want to improve their businesses.

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