The Etiquette of Tithing

Written by Paula Langguth Ryan

Continued from page 1

If someone is tithing to you and you're worried that it's too much or it's too big of an item, or it's too much of their time to expect them to give, simply ask: "Are you sure?" If they say yes, then graciously accept their tithe so that all may prosper.

3: Tap intorepparttar circular flow of tithing energy. Energy must flow, in and around and through us or it becomes stagnant. This goes for money energy as well as any other kind of energy. We must give freely and receive freely or we will put a bottleneck inrepparttar 127036 universal flow of energy. We stop up our own prosperity and that of those around us when we react in fear or shame whether we're giving or receiving.

I was part of an unusual tithing situation last Tuesday that brought this home. I spent some time with my wonderful spiritual mentor, Nellie, and tithed to her. Later than evening, I received a tithe from Nellie and from my church. I was so grateful forrepparttar 127037 unexpected tithe, and for how deeply I was moved during that evening's meditation, that I immediately tithed 10% of what I'd just received back to Nellie. Sometimes, you will find that you spiritually feed each other. Honor that with your tithes. Don't withhold them because you think it's "weird" to tithe back to someone who just tithed to you. For tithing is what we all do, all day, whether we know it or not.

You tithe of your talents, even in your everyday work world. I tithe of my talents, when I put words on paper. Give freely, open and receptive torepparttar 127038 good that will be coming to you. This good may come inrepparttar 127039 form of a steady paycheck, or it make come inrepparttar 127040 form of an occasional tithe. Be open and receptive to letting Spirit decide how that good will come to you. Releaserepparttar 127041 fear and open your heart to give and receive your tithes.

Paula Langguth Ryan is dedicated to helping you heal your relationship with money by helping you change the way you think and feel about prosperity and abundance. To learn more about her innovative prosperity teachings, visit her website at

Karma and the New Millennium

Written by William A. Peyton

Continued from page 1

Aren't there any other matters to consider in deciding whether to incorporate or not?

Higher administration costs to comply with company law, payroll and bookkeeping is one factor. Another issue is pension planning. Extracting profits out ofrepparttar company as dividends rather than salary means that there will be no "net relevant earnings" and therefore pension contributions can't be made. Butrepparttar 127035 advent of stakeholder pension plans has meant that contributions up to œ3,600 per year can be made withoutrepparttar 127036 need for any earnings. If a person does not wish to transfer funds in existing plans into stakeholder because of high charges, there is a way out:repparttar 127037 best net relevant earnings (i.e. salary) in five consecutive years can be used for making contributions forrepparttar 127038 next five years, even if there were no salaries inrepparttar 127039 remainder four years. It is comforting to know that entitlement to basic state pension is not affected by taking a salary fromrepparttar 127040 company atrepparttar 127041 level of a person's personal allowances i.e. œ4,615.

Furthermore, an individual may decide not to bother with pension plans and instead invest in ISA. Often, these can be more efficient than pensions but that's besiderepparttar 127042 scope of this article. If that option is taken, no salary is necessary.

Another factor is business motoring. It might be tax advantageous for an unincorporated business that owns many cars not to incorporate because if these cars have some private use there will be benefits in kind taxed onrepparttar 127043 users. These are generally higher thanrepparttar 127044 straight apportionment between private and business for all car running costs inrepparttar 127045 case of sole traders.

The conclusion is that there can be considerable tax savings waitingrepparttar 127046 sole trader who decides to go downrepparttar 127047 road to incorporation. But, one needs to proceed with caution and careful planning. And don't forgetrepparttar 127048 biggest advantage of incorporation, which is Protection from Personal Liability. Incorporating is one ofrepparttar 127049 best ways to protect a business owner from personal liability. Shareholders of a company are generally not liable forrepparttar 127050 obligations ofrepparttar 127051 company. Creditors of a company may seek payment from its assets, but notrepparttar 127052 assets ofrepparttar 127053 shareholders. This means that business owners may engage in business without risking their homes or other personal property.

Thank you for takingrepparttar 127054 time to read this Article. I hope you've found it useful. If you have, please drop me an email and let me know what you think.

You can email me at...

Alternatively, you can visit our website at and read a series of other full length articles that presentrepparttar 127055 complete picture on a variety of interesting topics.

If you would like to know how to save tax and make sure that more of your hard earned cash stays with you to expand your business and increase your profits, we have a Free Special Report addressed to small businesses either starting up or already in business. This Exclusive Free Special Report is available automatically when you subscribe to our regular series of Free Newsletters on finance advice and tax planning by visiting our subscription area on our website It is complied from real life situations dealing with small business tax affairs for over 10 years and it is loaded with down-to-earth advice and practical, understandable examples.

LEGAL NOTICE Whilst every care has been taken inrepparttar 127056 preparation of this article,repparttar 127057 author cannot accept responsibility for any errors or omissions. Proper professional advice should be taken at all times.

We retain copyright forrepparttar 127058 contents of this article. Any unauthorized copying or onward distributions are prohibited without our consent.

William A. Peyton is a U.S. Citizen and is retired from the U.S. Postal Service, where he served as a supervisor and computer expert. Mr. Peyton holds a BA Degree in philosophy and is a life member of Mensa. He is married with one stepson.

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