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With amount of help already in public arena from likes of Which? ( http://www.which.net/ ), and growth in financial comparison web sites like Moneynet ( http://www.moneynet.co.uk ). This move should hopefully go some way to overcoming fear and financial inertia experienced by many people over their own personal finance.
Additional reference material from Scottish Executive ( http://www.scotland.gov.uk/News/Releases/2005/06/06103036 )
Richard works in Edinburgh for a media company, occasionally writing for the personal finance blog Cashzilla, and drinking too much coffee.