5. Passing Yield & Zoning

If your Passing Yield (ie: current income for an existing investment) is derived from rentals that are "above market", it means that you're unlikely to receive any increases from your initial market reviews. And if your future reviews are fixed, incremental reviews (or tied to CPI), then you'll only be adding to (and deferring) your problem until lease expires.

On other hand, your Passing Yield may be at (or below) market rentals. And this should mean you'll be able to enjoy an improving cashflow; and maybe, even some Super Growth - if you've seen an opportunity which other investors may have overlooked.

6. Zoning relates to your property's present and potential future uses.

Sometimes a property can have a Non-conforming Use Permit which could allow a residential property to be used as an office. While it can be used now for offices, it may only ever be able to be developed for residential purposes.

If (historically) there has been a large number of these types of non-conforming properties in a given locality, some inner-city municipalities have been introducing "mixed use" zoning to legitimise, and actually encourage, co-existence of such a rich diversity of uses.

It's something you need to be on top of, as there are specific zoning and density changes occurring on a regular basis. And you can often make windfall gains if you're astute.

7. Title Options & Vendor Motivation

If (with little expense) you are able to subdivide Title for a parcel of land, or an entire building, you are then able to significantly enhance your property's value AND, therefore, it's marketability.

You may still choose to sell property as a whole. But any new purchaser is attracted by flexibility of being able to sell off a portion of property, should need arise. And people will pay you a handsome premium for that flexibility - well in excess of your cost of creating it.

Vendor Motivation is important; but ought not be your principal reason for buying a specific property. Having assessed all fundamentals, and satisfied your earlier Criteria, a motivated vendor will invariably provide you with some additional interesting benefits. And these can range from: leaving some money in property at a low rate, on second mortgage; to allowing you to up-value all Plant and Articles, so that you can depreciate them from a much higher base.

With a motivated vendor, your prime focus quickly moves away from price and starts concentrating on how to structure most attractive contract terms.

IS THERE A "SECRET METHOD"?

Absolutely not! The problem is in use of credit cards. Purchases are made without sufficient funds or regard to how payment will be met, or purchases are made on a long- term basis, dependent on a job to pay for it down road. Loss of a job can be disastrous in such a situation.

The proper use of credit or credit cards, using power of "LEVERAGING" can launch a person to new financial freedom. Using this method a person can purchase anything he/she wants without jeopardizing their personal savings. People in general are not educated in proper use of money.

There is however a "POWERFUL" proven method on how to repair bad credit and establish new credit, with step-by-step instructions to put you on road to financial freedom. Unfortunately space in this article does not permit me to do so.

You can find more information on this subject at: http://www.valtechservices.com under Establishing and Repairing Your Credit.

The information found in this manual is: Easy to follow, Easy to understand, and Easy to implement!

For average person, with this type of information, time that it takes to put yourself back on good terms with your credit is surprisingly fast! As soon as you start using this simple to follow manual, you will notice a marked improvement. There are steps involved that will give you INSTANT good credit, using little known credit posting techniques.

To sum this up, there are ways to increase and repair your credit. There is hope out there. You don't need to go through life with inconvenience of having little or no credit.

The only person who can make this type of difference in your life is you.