On other side of coin (no pun intended), a person can indulge in a business venture, and this way make money. Or lose it!

Whichever route is taken, it is intelligence of PERSON that either makes money, or makes more money. This is way it has always worked, and always will.

Even in event where someone has a big windfall, like winning lottery, this money can be squandered, or made to multiply. Whichever it is, it is up to person, to either invest wisely, or to spend endlessly. The history books are full of tales where enormous fortunes were won, and then lost.

Therefore, if it is your goal to make money, don't fall into trap of believing that "money makes money"; it is a lifeless object, that cannot possible multiply without intelligence of a human being. Rather, make it your goal to learn about money, and how to invest and use it to multiply.

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My oldest found a recipe on Web. I insisted on whole wheat flour--telling her they will taste just as good. Pretzels must come after she and her brother's home work and violin lessons have been completed. But dinner is in oven, which, if you know me at all, is a major feat all by itself. In any case, pretzels or no, I'm spending rest of this day with ones who make my heart smile.

Speaking of which, a big smooch to my husband for stopping home for lunch and filling up my gas tank--literally. I'm not speaking in some type of romantic code here. The minivan was on "E"--I was living on edge as usual. And props to my parents for helping to fill in gaps to support my work as an author--I am truly blessed with best family in world.

Here's to health, happiness, peace, love and endless hope throughout year,

LaVora