Now that there's breathing room because money has been "freed-up" and also saved by using a service such as this, go on an excursion for some sunshine, sand and surf, have dinner at a five-star restaurant, or better still, invest in your financial future. It's your money. Once you've tried this equity acceleration program (EAP) for yourself, you'll realize its value.

With more available choices, creating enjoyable lifestyles and looking out for your family's financial well being is easier today than it ever has been. The bad news is that time is not on you side with a standard monthly mortgage payment on a 30 year loan. As a matter of fact, you are not getting most for your money. The good news is that help is here; technology does exists giving consumers unparalleled conveniences plus an advantaged boost.

Better Business Bureau (BBB) member, Bridgeco Central (BCC) is a distributor and national service provider in U.S. of on-line resource Mortgage Manager Hi-Tech Mortgage Payment Service. To obtain an application to apply for biweekly payment service at no cost visit http://www.eMortgageManager.net. A password-protected mortgage-auditing program is also included at no cost to consumer after 6 months of using service. Welcome to 21st Century.

More and more giant retailers like Walmart are requiring suppliers to use RFID technology. The German chain Metro Group, which operates 2300 stores in Europe and Asia has demanded same of their suppliers. Metro Group has gone even further with RFID to operate what they call "Store of future" where shoppers needn't remove items from shopping carts to pay for them. They simply pass by RFID readers and all items will be tallied and paid for. Metro stores provide RFID tagged "loyalty cards" to consumers that identifies those shoppers by reading within purses and wallets as those consumers enter and leave any of 2300 Metro stores.

Business Week Article on Metro Future Stores Protest

Target Stores announced this month that they too, would be requiring suppliers to RFID tag at pallet and case level by 2005.

Privacy loving Americans may not stand for "Big Brother" implications of a system like that used by German retail chain. An anti-RFID web site has been launched by privacy advocates and named "Spychips" for ability of chips to track consumers and link their buying habits to other personally identifiable information.

A recent piece by technology commentator Jeffrey Harrow has a chilling description of how RFID technology might betray consumers movements and link their buying habits in a huge database. Harrow is a consultant and analyst of emerging technology. He often comments on privacy implications related to implementation of emerging technology. ------------------------------------------------------------- Harrow paints a harrowing picture of RFID readers.

"The issue is that these many sensors . . . would also note passing of your car key's unique ID; unique ID of your driver's license, and even unique ID of each and every dollar bill in your wallet. ... And if all chains' main computers and those of smaller stores made this mass of random information available to say, a Marketing firm, or to other stores along your path (for a fee, of course), or to a government organization upon demand, then a very detailed picture of "You" - your travel habits, your spending habits (remember those individually tagged dollar bills?), almost everything about you, could be mixed, matched and dissected in ways that you might, or might not, agree with. This might be ultimate "data mining" warehouse."

Harrow Technology Report

RFID is publicly discussed only by technology enthusiasts like Harrow and a few privacy advocates concerned about implications of that "data mining warehouse". But as those RFID chips supplant barcodes over next couple of years, we'll be hearing from privacy advocates when Big Brother implications become clearer to consumers. Mark your calendar for early in 2005 and prepare to weather coming storm of privacy concerns that could reach hurricane proportions.