The predictable stages in creative process as summarized by S. Starker are:

1.Preparation. This involves identification of problem, project, what you want to write, or achieve. 2.Concentrated effort. This includes attempting all alternative solutions, using your resources, experiencing trial and error. 3.Frustration. If no solution is found in previous phase, this is inevitable result of an expenditure of time and effort with no resolution. 4.Withdrawal. This includes putting it aside, removing it from focus of attention. This often helps unconscious processing. 5.Insight. The “aha!” moment that seems spontaneous. 6.Follow through. The implementation phase or translating idea into action.

Creative tension craves resolution, just like hunger and it often wins over hunger. That’s why you stay through lunch to “finish up” and feel a sense of calm and satisfaction when you dot last “i” or put last line on engineering drawing.

The essence of increased productivity in your life is to learn how to generate and sustain creative tension in your workday, not tension stress.

As you work through your day, take mental notes of tension stress and creative tension. Work to expand creative tension and decrease tension stress. Be persistent when withdrawal comes. Follow through on creative ideas. As you do, you’ll experience quality of your work improving and you’ll find yourself doing your life’s work and not just doing time.

Tips to find time for creative tension:

1. Set aside a time each day for your hardest project. 2. Don’t schedule a non-discretionary item after allotted time, such as a meeting. Why? If that breakthrough idea comes at exact moment you have to leave for meeting you are either late to meeting or you lose creative thought. 3. Permit your thoughts to be chaotic and to drift into Never Never land. This is time for creative discovery. 4. When ideas are not coming or not working, take a break, then come back and work through frustration. 5. Implement ideas that come. If you don’t, you’ve lost forever time you spent creating.

For more information and newsletters, go to www.timeforresults.com.

4. Learn about taxes and tax shelters. Boring but necessary rich

know about taxes and how to shelter their money.

5. Establish three separate checking accounts. 1. A reserve account to cover bills you don't pay every month. 2. An emergency account for those unexpected emergencies. 3. A goal setting account. This is for your next goal. Put away as much as you can each month even if it is only $25 a month. You can save that by skipping one meal out or your Starbucks coffee.

6. The number of millionaires now tops 3.5 million and you might be

surprised at who they are. According to a best-selling book, "The

Millionaire Next Door," they're your local welding contractor,

auctioneer, farmer, paving contractor and self-employed professional.

Nearly half of them have taxable household incomes of less than

$131,000 a year. More than half never inherited so much as one dollar.

Most of them got their money old-fashioned way: they lived well

below their means and saved regularly.

7. Are you doing something each day toward Where you want to go?

8. Don't let obstacles hold you back just find a solution a way to go

under, around or over oblstacle. 9.An aspiring millionaire never blames anything or anyone but themself

for circumstances of their life.

10. Keep on keeping on. Don't let anything get in way of your dreams.

About the author: Judi Singleton is the publisher of Jassmine's Journal A Light In The Window Edition you can subscribe at